12024 Mariners Cove Ct, Lancaster, SC 29720 Property Records

Lancaster County property record for 12024 Mariners Cove Ct, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,564 sqft · built 2022
Lot Size	0.441 acres (19,225 sqft)
Owner	2 Individual Names on File
Last Sale	$428,620 (Dec 2022)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0106N-0B-023.00`

Property Details

APN / Parcel Number

Primary APN	`0106N-0B-023.00`
Alternative APN	`80358`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	2,254 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,225 sqft (0.441 acres)
Garage Area	496 sqft

Location & Zoning

Account Number	80358
Street Address	12024 MARINERS COVE CT
City	LANCASTER
State	SC
Zip	29720-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	75X209X113X205
Legal Subdivision	EDGEWATER SUBDIVISION
Legal Block	368
Legal Lot Number	368
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	10400

Owner

12024 Mariners Cove Ct is owned and occupied by two individuals who bought it in December 2022.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12024 MARINERS COVE CT, LANCASTER, SC 29720-6134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 5, 2018	Deed of Trust, Mortgage PINNACLE BANK
Jan 5, 2018	Deed of Trust, Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Aug 15, 2012 · Amount on File
Deed Document Number	202219691
Deed Book / Page	1620 / 251
Prior Transfer Date	Aug 6, 2012
Prior Transfer Doc	0000010678
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 28, 2022
Property Address	12024 MARINERS COVE CT, LANCASTER, SC 29720-6134
Document Number	0000019691
Book / Page	1620 / 251
Map Reference	MB 2005 PG 512
Instrument Date	Dec 22, 2022
Instrument	2022019691
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,115.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12024 MARINERS COVE CT, LANCASTER, SC 29720-6134

Mortgage

Document Number	0000019692
Date	Dec 28, 2022
Instrument	2022019692

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	12024 MARINERS COVE CT, LANCASTER, SC 29720-6134
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000260
Date	Jan 5, 2018
Book Page	3485/046
Instrument	2018000260

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	12024 MARINERS COVE CT, LANCASTER, SC 29720-6134
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000259
Date	Jan 5, 2018
Book Page	3485/037
Instrument	2018000259

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12024 Mariners Cove Ct was $2,797, down 6.3% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00 (-6.27%)	$16,400 Land $2,000 Building $14,400	$410,000 Land $50,000 Building $360,000
2024	$2,984.00 (-65.97%)
2023	$8,770.00	$25,266 Land $2,400 Building $22,866	$421,100 Land $40,000 Building $381,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12024 Mariners Cove Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12024 Mariners Cove Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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