12009 Mariners Cove Ct, Lancaster, SC 29720 Property Records

Lancaster County property record for 12009 Mariners Cove Ct, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,188 sqft · built 2023
Lot Size	0.457 acres (19,931 sqft)
Owner	Individual Name on File
Last Sale	$539,125 (Nov 2023)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0106N-0B-038.00`

Property Details

APN / Parcel Number

Primary APN	`0106N-0B-038.00`
Alternative APN	`80369`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	2,882 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	19,931 sqft (0.457 acres)
Lot Width	1.2 ft Width
Garage Area	796 sqft

Location & Zoning

Account Number	80369
Street Address	12009 MARINERS COVE CT
City	LANCASTER
State	SC
Zip	29720-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	120X168X86X223
Legal Subdivision	EDGEWATER SUBDIVISION
Legal Block	383
Legal Lot Number	383
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	10400

Owner

12009 Mariners Cove Ct is owned and occupied by an individual who bought it in November 2023.

Source: Lancaster County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 15, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK
Oct 7, 2022	Warranty Deed, Transfer
Nov 5, 2020	Grant Deed, Transfer NOT AVAILABLE
Nov 5, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	202314326
Deed Book / Page	1728 / 211
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	0000019685
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	May 27, 2026
Property Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134
Document Number	0000007511
Book / Page	5596 / 94
Instrument Date	May 20, 2026
Instrument	20267511
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134

Mortgage

Document Number	0000007511,
Date	May 27, 2026
Book Page	5596/94
Instrument	20267511

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.23%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134

Mortgage

Document Number	0000017008
Date	Dec 16, 2025
Book Page	5484/251
Instrument	2025017008

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 15, 2023
Property Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134
Document Number	0000014326
Book / Page	1728 / 211
Map Reference	MB 2005 PG 512
Instrument Date	Nov 15, 2023
Instrument	2023014326
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134

Mortgage

Document Number	0000014327
Date	Nov 15, 2023
Instrument	2023014327

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 7, 2022
Property Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134
Document Number	0000016114
Book / Page	1596 / 181
Map Reference	MB 2005 PG 512
Instrument Date	Oct 7, 2022
Instrument	2022016114
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 5, 2020
Property Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134
Document Number	0000019685
Book / Page	001380 / 000261
Instrument Date	Oct 28, 2020
Instrument	19685
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CARL ALLEN RD EDGEMOOR SC 297125701, EDGEMOOR, SC 29712-5701

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 5, 2020
Property Address	12009 MARINERS COVE CT, LANCASTER, SC 29720-6134
Document Number	0000019684
Book / Page	001380 / 000258
Instrument Date	Oct 28, 2020
Instrument	19684
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$11.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 CARL ALLEN RD EDGEMOOR SC 297125701, EDGEMOOR, SC 29712-5701

Tax Assessment & Valuation

The 2025 property tax bill for 12009 Mariners Cove Ct was $3,314, down 10.2% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00 (-10.24%)	$19,944 Land $2,000 Building $17,944	$498,600 Land $50,000 Building $448,600
2024	$3,692.00 (+207.92%)
2023	$1,199.00 (+49.69%)	$2,400 (+1%) Land $2,400	$40,000 (+1%) Land $40,000
2022	$801.00	$1,200 Land $1,200	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12009 Mariners Cove Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12009 Mariners Cove Ct is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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