12012 Mariners Cove Ct, Lancaster, SC 29720 Property Records

Lancaster County property record for 12012 Mariners Cove Ct, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,817 sqft · built 2023
Lot Size	0.459 acres (19,999 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Apr 2022)
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0106N-0B-021.00`

Property Details

APN / Parcel Number

Primary APN	`0106N-0B-021.00`
Alternative APN	`80354`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	5,817 sqft Living Area
Gross Area	6,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	19,999 sqft (0.459 acres)
Garage Area	698 sqft

Location & Zoning

Account Number	80354
Street Address	12012 MARINERS COVE CT
City	LANCASTER
State	SC
Zip	29720-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	74X203X123X209
Legal Subdivision	EDGEWATER SUBDIVISION PHASE 1-A MAP 3
Legal Block	366
Legal Lot Number	366
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	10400

Owner

Source: Lancaster County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12012 MARINERS COVE CT, LANCASTER, SC 29720-6134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 4, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Apr 24, 2007 · Amount on Record
Deed Document Number	20225722
Deed Book / Page	1536 / 128
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	12012 MARINERS COVE CT, LANCASTER, SC 29720-6134
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 SUNNINGDALE LN, HANOVER, MD 21076-1784
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009251
Date	Jun 2, 2022
Book Page	4757/40
Instrument	2022009251

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2053

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	12012 MARINERS COVE CT, LANCASTER, SC 29720-6134
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12012 MARINERS COVE CT, LANCASTER, SC 29720-6134

Mortgage

Document Number	0000004387
Date	Apr 17, 2024
Book Page	5115/181
Instrument	2024004387

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2064

Interest

Change Frequency	Monthly

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 4, 2022
Property Address	12012 MARINERS COVE CT, LANCASTER, SC 29720-6134
Document Number	0000005722
Book / Page	1536 / 128
Instrument Date	Mar 30, 2022
Instrument	2022005722
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 SUNNINGDALE LN, HANOVER, MD 21076-1784

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,821.00 (-70.46%)	$30,260 (+1,160.83%) Land $2,000 Building $28,260	$756,500 (+1,791.25%) Land $50,000 Building $706,500
2024	$16,321.00 (+1,221.54%)
2023	$1,235.00 (+65.11%)	$2,400 (+131.88%) Land $2,400	$40,000 (+1%) Land $40,000
2022	$748.00	$1,035 Land $1,035	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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