12023 Charlock Ct, Prospect, KY 40059 Property Records

Oldham County property record for 12023 Charlock Ct, Prospect, KY 40059 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1996
Square Footage	3,692 sqft Living Area
Lot Size	46,086 sqft (1.05 acres)
Occupancy	Owner Occupied
Last Sale	$512,000 (2013)
Tax Bill	$7,493.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-28B-00-11`
Alternative APNs	`49412` `71337`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	3,692 sqft Living Area
Basement Area	1,856 sqft Basement
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	46,086 sqft (1.05 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	568 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	71337
Street Address	12023 CHARLOCK CT
City	PROSPECT
State	KY
Zip	40059-9117
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.058AC
Legal Subdivision	THE MEADOWS AT COVERED B
Legal Lot Number	11
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	2
Census Block	2015
Census Tract	30701

Owner

Source: Oldham County records · APN 06-28B-00-11

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12023 CHARLOCK CT, PROSPECT, KY 40059-9117
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2013 · Amount on Record
Deed Sale	Aug 09, 2013 · Amount on Record
Prior Sale	Oct 03, 2012 · Amount on Record
Deed Doc Number	2013471156
Deed Book / Page	1062 / 165
Last Transfer Date	Aug 15, 2023
Transfer Doc	0D1363/414
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	Prospect City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,493.00 (+5.67%)	$605,000 (+6.14%) Land $130,000 Building $475,000	$605,000 (+6.14%) Land $130,000 Building $475,000
2023	$7,091.00	$570,000 Land $120,000 Building $450,000	$570,000 Land $120,000 Building $450,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.