Louisville/Jefferson County Metro Government property record for 12016 Charlock Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 7 ba · 5,724 sqft · built 1991 |
| Lot Size | 6.28 acres (273,644 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,553 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21219900280000 |
| Primary APN | 21219900280000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 7 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,724 sqft Finished Area |
| Basement Area | 2,989 sqft |
| Finished Basement | 1,500 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 273,644 sqft (6.28 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,504 sqft |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000482 |
|---|---|
| Street Address | 12016 CHARLOCK CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | 6.282 AC MEADOWS AT COVERED BRIDGE SEC 1 |
| Legal Subdivision | MEADOWS AT COVERED BRIDGE |
| Legal Lot Number | 28 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10312 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12016 CHARLOCK CT, PROSPECT, KY 40059-9117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2004 |
| Deed Sale | Aug 11, 2004 |
| Deed Document Number | 0008466980 |
| Record Updated | Jun 8, 2026 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Prospect City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,553.00 (-3.63%) | $1,214,460 (-) Land $383,650 Building $830,810 | |
| 2024 | $1,214,460 (-) Land $383,650 Building $830,810 | ||
| 2023 | $14,063.00 (-0.35%) | $1,214,460 (-) Land $383,650 Building $830,810 | $1,214,460 (-) Land $383,650 Building $830,810 |
| 2022 | $14,112.00 | $1,214,460 Land $383,650 Building $830,810 | $1,214,460 Land $383,650 Building $830,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 42 condo units |
| Nearby Flood Claims | 31 (1980–2025) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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