Louisville/Jefferson County Metro Government property record for 12018 Charlock Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,288 sqft · built 2000 |
| Lot Size | 6.17 acres (269,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $900,000 (Apr 2001) |
| Tax Bill | $17,609 (2025) |
| Deeds & Mortgages | Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21219900290000 |
| Primary APN | 21219900290000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,288 sqft Finished Area |
| Basement Area | 3,221 sqft |
| Finished Basement | 2,738 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 269,201 sqft (6.17 acres) |
| Garage Type | Attached |
| Garage Area | 1,005 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 384 sqft |
| Patio Area | 63 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000478 |
|---|---|
| Street Address | 12018 CHARLOCK CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | 6.180 AC MEADOWS AT COVERED BRIDGE SEC 1 |
| Legal Subdivision | MEADOWS AT COVERED BRIDGE |
| Legal Lot Number | 29 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10312 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12018 CHARLOCK CT, PROSPECT, KY 40059-9117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2001 · Amount on Record |
| Deed Sale | Apr 17, 2001 · Amount on Record |
| Deed Document Number | 0007653961 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 9, 2023 |
| Property Address | 12018 CHARLOCK CT, PROSPECT, KY 40059-9117 |
| Document Number | 0000199380 |
| Book / Page | D 12708 / 780 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023199380 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4410 GREEN PINE DR, LOUISVILLE, KY 40220-1509 |
| Name | Verified Name |
|---|---|
| Address | 12018 CHARLOCK CT, PROSPECT, KY 40059-9117 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Prospect City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,609.00 (-3.62%) | $1,577,890 (-) Land $557,100 Building $1,020,790 | |
| 2024 | $1,577,890 (-) Land $557,100 Building $1,020,790 | ||
| 2023 | $18,271.00 (-0.35%) | $1,577,890 (-) Land $557,100 Building $1,020,790 | $1,577,890 (-) Land $557,100 Building $1,020,790 |
| 2022 | $18,335.00 | $1,577,890 Land $557,100 Building $1,020,790 | $1,577,890 Land $557,100 Building $1,020,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 42 condo units |
| Nearby Flood Claims | 31 (1980–2025) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures