12020 Phillips Rd, Pandora, OH 45877 Property Records

Allen County property record for 12020 Phillips Rd, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1972
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2022)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-3400-02-005.000`

Property Details

APN / Parcel Number

Primary APN	`18-3400-02-005.000`
Alternative APN	`A0118340002005000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,512 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	376 sqft
Patio Area	1,104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	12020 PHILLIPS RD
City	PANDORA
State	OH
Zip	45877-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 RTS 08-01-34
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2000
Census Tract	10200

Owner

Source: Allen County records · APN 18-3400-02-005.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12020 PHILLIPS RD, PANDORA, OH 45877-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
May 11, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Mar 20, 2006 · Amount on Record
Deed Document Number	20225584
Prior Transfer Date	Nov 17, 2008
Prior Transfer Doc	11170015227
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 24, 2026
Property Address	12020 PHILLIPS RD, PANDORA, OH 45877-9504
Document Number	0000007758
Instrument Date	Jul 24, 2026
Instrument	20267758
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$95,142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12020 PHILLIPS RD, PANDORA, OH 45877-9504

Mortgage

Document Number	0000007759,
Date	Jul 24, 2026
Instrument	20267759

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 11, 2022
Property Address	12020 PHILLIPS RD, PANDORA, OH 45877-9504
Document Number	5110005584
Book / Page	2022 / 5584
Instrument Date	May 10, 2022
Instrument	202205110005584
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12020 PHILLIPS RD, PANDORA, OH 45877-9504

Mortgage

Document Number	5110005585
Date	May 11, 2022
Instrument	202205110005585

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00 (-0.04%)	$79,560 (-) Land $12,150 Building $67,410	$227,300 (-) Land $34,700 Building $192,600
2024	$2,607.00 (+25.52%) Homeowner's exemption	$79,560 (+36.02%) Land $12,150 Building $67,410	$227,300 (+36.03%) Land $34,700 Building $192,600
2023	$2,077.00 (-2.85%) Homeowner's exemption	$58,490 (-) Land $8,930 Building $49,560
2022	$2,138.00	$58,490 Land $8,930 Building $49,560
2021			$167,100 Land $25,500 Building $141,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vaughnsville Telephone Company Fixed Wireless	500 / 50
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Defiance Holdings Fixed Wireless	200 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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