11854 Phillips Rd, Pandora, OH 45877 Property Records

Allen County property record for 11854 Phillips Rd, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2017)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-3400-03-002.004`

Property Details

APN / Parcel Number

Primary APN	`18-3400-03-002.004`
Alternative APN	`A0118340003002004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,749 sqft Living Area
Gross Area	2,169 sqft
1st Floor Area	1,749 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	484 sqft
Deck Area	196 sqft
Patio Area	300 sqft
Canopy	96 sqft
Lean-To	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	11854 PHILLIPS RD
City	PANDORA
State	OH
Zip	45877-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 JOINT TEN AFF FOR INSERTION OF INITIALS RTS 08-01-34
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2000
Census Tract	10200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11854 PHILLIPS RD, PANDORA, OH 45877-9504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 26, 2017	Warranty Deed, Transfer · VA Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Aug 20, 2008 · Amount on Record
Deed Document Number	201711860
Deed Book / Page	2017 / 11860
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	11854 PHILLIPS RD, PANDORA, OH 45877-9504
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11854 PHILLIPS RD, PANDORA, OH 45877-9504

Mortgage

Document Number	4230003363
Date	Apr 23, 2024
Book Page	2024/3363
Instrument	202404230003363

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2054

Interest

Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 26, 2017
Property Address	11854 PHILLIPS RD, PANDORA, OH 45877-9504
Document Number	0000011860
Instrument Date	Oct 25, 2017
Instrument	11860
Transaction Type	Transfer
Record Updated	Dec 7, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11854 PHILLIPS RD PANDORA OH 458779504, PANDORA, OH 45877-9504

Mortgage

Document Number	11861
Date	Oct 26, 2017
Instrument	11861

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,311.00 (+0.03%)	$100,490 (-) Land $15,890 Building $84,600	$287,100 (-) Land $45,400 Building $241,700
2024	$3,310.00 (+25.33%) Homeowner's exemption	$100,490 (+36%) Land $15,890 Building $84,600	$287,100 (+36%) Land $45,400 Building $241,700
2023	$2,641.00 (-0.11%) Homeowner's exemption	$73,890 (-) Land $11,690 Building $62,200
2022	$2,644.00 Homeowner's exemption	$73,890 Land $11,690 Building $62,200
2021			$211,100 Land $33,400 Building $177,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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