11730 Phillips Rd, Pandora, OH 45877 Property Records

Allen County property record for 11730 Phillips Rd, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,642 sqft · built 1974
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (May 2022)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-3400-03-003.000`

Property Details

APN / Parcel Number

Primary APN	`18-3400-03-003.000`
Alternative APN	`A0118340003003000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,642 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	11730 PHILLIPS RD
City	PANDORA
State	OH
Zip	45877-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 RTS 08-01-34
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2000
Census Tract	10200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11730 PHILLIPS RD, PANDORA, OH 45877-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA
Apr 27, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Feb 24, 2016 · Amount on Record
Deed Document Number	20226090
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 23, 2022
Property Address	11730 PHILLIPS RD, PANDORA, OH 45877-9504
Document Number	5230006090
Book / Page	2022 / 6090
Instrument Date	May 19, 2022
Instrument	202205230006090
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11730 PHILLIPS RD, PANDORA, OH 45877-9504

Mortgage

Document Number	5230006091
Date	May 23, 2022
Instrument	202205230006091

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	11730 PHILLIPS RD, PANDORA, OH 45877-9504
Document Number	0000008138
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11730 PHILLIPS RD BLUFFTON OH 45817, BLUFFTON, OH 45817

Mortgage

Document Number	0000008138
Date	Jul 17, 2018
Instrument	8138

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 16, 2023

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	11730 PHILLIPS RD, PANDORA, OH 45877-9504
Document Number	0000005718
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11730 PHILLIPS RD PANDORA OH 458779504, PANDORA, OH 45877-9504

Mortgage

Document Number	0000005718
Date	May 24, 2017
Instrument	5718

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	May 23, 2040

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00	$62,300 (-) Land $13,090 Building $49,210	$178,000 (-) Land $37,400 Building $140,600
2024	$2,044.00 (+25.32%) Homeowner's exemption	$62,300 (+35.97%) Land $13,090 Building $49,210	$178,000 (+35.98%) Land $37,400 Building $140,600
2023	$1,631.00 (-0.18%) Homeowner's exemption	$45,820 (-) Land $9,630 Building $36,190
2022	$1,634.00 Homeowner's exemption	$45,820 Land $9,630 Building $36,190
2021			$130,900 Land $27,500 Building $103,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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