1202 White Oak Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1202 White Oak Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 1985
Square Footage5,094 sqft Adjusted Area
Lot Size130,680 sqft (3 acres)
Pool648 sqft
OccupancyOwner Occupied
Last Sale$611,800 (2025)
Tax Bill$1,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-3-08-01-0-00021-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area5,094 sqft Adjusted Area
1st Floor3,519 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialMarblecrete Exterior
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area130,680 sqft (3 acres)
Pool Area648 sqft Pool
Patio Area496 sqft Patio

Location & Zoning

Street Address1202 WHITE OAK DR
CityHERNANDO
StateMS
Zip38632-8079
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKDALE ESTATES S-D LOT 21
Legal Range007
Legal Township03S
Legal Section08
Legal SubdivisionOAKDALE ESTATES S-D
Legal Lot Number21
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup3
Census Block3008
Census Tract71001

Owner

Source: DeSoto County records · APN 3-07-3-08-01-0-00021-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE BANK
Jun 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE BANK
May 18, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
May 12, 2025Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Apr 12, 2013Deed of Trust, Mortgage
BANCORPSOUTH BANK
Feb 27, 2008Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Oct 29, 2025Warranty Deed, Transfer · Conventional Mortgage
USAA FSB
Nov 21, 2018Special Warranty Deed, Transfer
Nov 21, 2018Special Warranty Deed, Transfer · Line of Credit
FIRST SECURITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Prior SaleNov 21, 2018 · Amount on Record
Deed Book / Page1025 / 20791
Prior Transfer DateMay 23, 2008
Prior Transfer Doc000585/586
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004928/362
DateApr 22, 2020
Book Page4928/362
Lender
NamePINNACLE BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyREALITY TITLE, REALTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004738/552
DateJun 07, 2019
Book Page4738/552
Lender
NamePINNACLE BANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004946/678
DateMay 18, 2020
Book Page4946/678
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueApr 26, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079

Mortgage

Document Number5662/45064
DateMay 12, 2025
Book Page5662/45064
Lender
NameCADENCE BANK NA
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 26, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003622/026
DateApr 12, 2013
Book Page3622/026
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
AmountAmount Recorded
Term59 Months
DueMar 20, 2018

February 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002861/064
DateFeb 27, 2008
Book Page2861/064
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 08, 2013
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateOct 29, 2025
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Document Number1025/20791
Book / Page1025 / 20791
Map ReferenceMB 58 PG 1
Instrument DateOct 27, 2025
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyGUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2313 OUSE VALLEY LN, HERNANDO, MS 38632-5602

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079

Mortgage

Document Number5662112293
DateOct 29, 2025
Instrument5662/112293
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDESOTO MS
Recording DateNov 21, 2018
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Document Number000873/739
Book / Page0873 / 739
Map ReferenceMB 13 PG 31-36
Instrument DateOct 19, 2018
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9990 RICHMOND AVE # AVE400S, 9990, HOUSTON, TX 77042-4559

Transferred To (Grantee/Buyer)

NameVerified Name
Address4456 GRAY ESTATES DR, SOUTHAVEN, MS 38671-5094

November 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDESOTO MS
Recording DateNov 21, 2018
Property Address1202 WHITE OAK DR, HERNANDO, MS 38632-8079
Document Number000873/739
Book / Page0873 / 739
Map ReferenceMB 13 PG 31-36
Instrument DateOct 19, 2018
Transaction TypeTransfer
Record UpdatedDec 20, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9990 RICHMOND AVE # AVE400S, AVE400S, HOUSTON, TX 77042-4559

Transferred To (Grantee/Buyer)

NameVerified Name
Address4456 GRAY ESTATES DR, SOUTHAVEN, MS 38671-5094

Mortgage

Document Number004640/315
DateNov 21, 2018
Book Page4640/315
Lender
NameFIRST SECURITY BANK
TypeBank
AddressBATESVILLE, MS 38606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueMay 16, 2019
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,798.00 (-17.49%)$29,181 (-) Land $3,000 Building $26,181$291,809 (-) Land $30,000 Building $261,809
2024$2,179.00$29,181 (-) Land $3,000 Building $26,181$291,809 (-) Land $30,000 Building $261,809
2023$2,179.00$29,181$291,809 Land $30,000 Building $261,809

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