1181 White Oak Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1181 White Oak Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,021 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12 (2025)
Deeds & Mortgages	Feb 2023 Transfer Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-01-0-00023-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-01-0-00023-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,021 sqft Adjusted Area
1st Floor Area	2,572 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Pool Area	512 sqft
Patio Area	580 sqft

Location & Zoning

Street Address	1181 WHITE OAK DR
City	HERNANDO
State	MS
Zip	38632-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	OAKDALE ESTATES S-D LOT 23
Legal Range	007
Legal Township	03S
Legal Section	08
Legal Subdivision	OAKDALE ESTATES S-D
Legal Lot Number	23
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3006
Census Tract	71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1181 WHITE OAK DR, HERNANDO, MS 38632-8002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Transfer on Death Deed, Transfer
Aug 4, 2017	Warranty Deed, Transfer · VA Mortgage SUNTRUST MORTGAGE INC
Aug 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017
Deed Sale	Aug 11, 2017
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	201710231450
Last Transfer Date	Feb 13, 2023
Transfer Doc	01023/1813
Record Updated	Jun 8, 2026

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 13, 2023
Property Address	1181 WHITE OAK DR, HERNANDO, MS 38632-8002
Document Number	01023/1813
Book / Page	1023 / 1813
Map Reference	MB 13 PG 31-36
Instrument Date	Feb 13, 2023
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1181 WHITE OAK DR, HERNANDO, MS 38632-8002

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 4, 2017
Property Address	1181 WHITE OAK DR, HERNANDO, MS 38632-8002
Document Number	20170804010224540
Map Reference	PL 13 PG 31-36
Instrument Date	Jul 26, 2017
Instrument	20170804010224540
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3181 CANVAS BACK TRL, LITTLE RIVER, SC 29566-8441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1181 WHITE OAK DR, HERNANDO, MS 38632-8002

Mortgage

Document Number	20170804010224550
Date	Aug 4, 2017
Instrument	20170804010224550

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 11, 2017
Property Address	1181 WHITE OAK DR, HERNANDO, MS 38632-8002
Document Number	20170811010231450
Map Reference	PL 13 PG 31-36
Instrument Date	Jul 26, 2017
Instrument	20170811010231450
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3181 CANVAS BACK TRL, LITTLE RIVER, SC 29566-8441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1181 WHITE OAK DR, HERNANDO, MS 38632-8002

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12.00	$31,571 (-) Land $5,000 Building $26,571	$315,709 (-) Land $50,000 Building $265,709
2023	$12.00	$31,571	$315,709 Land $50,000 Building $265,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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