DeSoto County property record for 1048 White Oak Dr, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2006 |
| Square Footage | 3,858 sqft Adjusted Area |
| Lot Size | 139,392 sqft (3.2 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,779.00 (2025) |
| Primary APN | 3-07-3-08-01-0-00036-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,858 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 139,392 sqft (3.2 acres) |
| Patio Area | 130 sqft Patio |
| Street Address | 1048 WHITE OAK DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8088 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKDALE ESTATES SD LOT 36 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 08 |
| Legal Subdivision | OAKDALE ESTATES SD |
| Legal Lot Number | 36 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-08-01-0-00036-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1048 WHITE OAK DR, HERNANDO, MS 38632-8088 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 14, 2021 | Warranty Deed, Transfer · Line of Credit COPIAH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 |
| Deed Sale | Oct 14, 2021 |
| Prior Sale | Apr 26, 2005 |
| Deed Doc Number | 0000974711 |
| Deed Book / Page | 974 / 711 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1048 WHITE OAK DR, HERNANDO, MS 38632-8088 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3287 |
| Document Number | 005511/638 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 5511/638 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 14, 2021 |
| Property Address | 1048 WHITE OAK DR, HERNANDO, MS 38632-8088 |
| Document Number | 000974/711 |
| Book / Page | 974 / 711 |
| Map Reference | MB 13 PG 31-36 |
| Instrument Date | Oct 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2355 MEMPHIS ST, 2355, HERNANDO, MS 38632-1700 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1048 WHITE OAK DR, HERNANDO, MS 38632-8088 |
| Document Number | 0005372349 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 5372/349 |
| Name | COPIAH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 08, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,779.00 (+17.46%) | $37,185 (+40.04%) Land $3,200 Building $33,985 | $371,851 (+40.04%) Land $32,000 Building $339,851 |
| 2023 | $2,366.00 | $26,554 | $265,541 Land $32,000 Building $233,541 |
1048 White Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 40th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,163 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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