1202 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 1202 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2005
Lot Size	0.004 acres (179 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Feb 2023)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T072000248`

Property Details

APN / Parcel Number

Primary APN	`T072000248`
Alternative APN	`4-0036-A106-11-002C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	179 sqft (0.004 acres)
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000248
Street Address	1202 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7473
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #1 LOT 2C
Legal Subdivision	SPRINGHURST TERR #1
Legal Lot Number	2C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1202 SPRING CREEK LN, O FALLON, MO 63368-7473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Feb 6, 2023	Beneficiary Deed, Transfer
Feb 6, 2023	Correction Deed OLD REPUBLIC TITLE, ORT
Jan 4, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 14, 2020	Warranty Deed, Transfer CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Prior Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	20234379
Prior Transfer Date	Feb 2, 2023
Prior Transfer Doc	0000004379
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 6, 2023
Property Address	1202 SPRING CREEK LN, O FALLON, MO 63368-7473
Document Number	0000004377
Map Reference	MB 4506 PG 535
Instrument Date	Feb 2, 2023
Instrument	2023R-004377
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 S SPRING AVE, SAINT LOUIS, MO 63110-2524

Mortgage

Document Number	0000004378
Date	Feb 6, 2023
Instrument	2023R-004378

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 6, 2023
Property Address	1202 SPRING CREEK LN, O FALLON, MO 63368-7473
Document Number	0000004379
Map Reference	MB 43 PG 210
Instrument Date	Feb 2, 2023
Instrument	2023R-004379
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	635 PAMELA LN, SAINT LOUIS, MO 63122-1108

February 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 6, 2023
Property Address	1202 SPRING CREEK LN, O FALLON, MO 63368-7473
Document Number	0000004376
Map Reference	MB 4506 PG 535
Instrument Date	Feb 1, 2023
Instrument	2023R-004376
Record Updated	Jan 17, 2024
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 SPRING CREEK LANE ST, SAINT LOUIS, MO 63122

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 4, 2021
Property Address	1202 SPRING CREEK LN, O FALLON, MO 63368-7473
Document Number	0000000607
Instrument Date	Dec 31, 2020
Instrument	607
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1202 SPRING CREEK LN O FALLON MO 633687473, O FALLON, MO 63368-7473

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2020
Property Address	1202 SPRING CREEK LN, O FALLON, MO 63368-7473
Document Number	0000067595
Instrument Date	Sep 4, 2020
Instrument	67595
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2508 VIOLA GILL LN GROVER MO 630401164, GROVER, MO 63040-1164

Mortgage

Document Number	67597
Date	Sep 14, 2020
Instrument	67597

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,541 (-)	$181,793 (-) Building $181,793
2025	$2,275.00 (-38.7%)	$34,541 (+14.57%)	$181,793 (+14.57%) Building $181,793
2024	$3,711.00
2023		$30,148
2022			$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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