1203 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 1203 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2005
Owner	Individual Name on File
Last Sale	$131,000 (Dec 2020)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T072000249`

Property Details

APN / Parcel Number

Primary APN	`T072000249`
Alternative APN	`4-0036-A106-11-002D.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Composition/Composite
Garage Type	Attached
Porch	Porch
Porch Area	70 sqft

Location & Zoning

Account Number	T072000249
Old Parcel Number	T072000249
Street Address	1203 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7476
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #1 LOT 2D
Legal Range	02E
Legal Township	46N
Legal Subdivision	SPRINGHURST TERR #1
Legal Lot Number	2D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

1203 Spring Creek Ln, a condominium, is owned and occupied by an individual who bought it in December 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1203 SPRING CREEK LN, O FALLON, MO 63368-7476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Quit Claim Deed, Transfer MUTUAL/OMAHA MTG LLC
May 19, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	May 19, 2020
Deed Document Number	0202096871
Deed Book / Page	2020 / 96871
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 10, 2020
Property Address	1203 SPRING CREEK LN, O FALLON, MO 63368-7476
Document Number	0000096871
Instrument Date	Oct 30, 2020
Instrument	96871
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 SPRING CREEK LN O FALLON MO 633687476, O FALLON, MO 63368-7476

Mortgage

Document Number	96872
Date	Dec 10, 2020
Instrument	96872

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 19, 2020
Property Address	1203 SPRING CREEK LN, O FALLON, MO 63368-7476
Document Number	0072980581
Book / Page	7298 / 581
Map Reference	MB 43 PG 210
Instrument Date	May 14, 2020
Instrument	20200519000323370
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 STONE RIDGE MEADOWS DR, 117, O FALLON, MO 63366-1563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 SPRING CREEK LN, O FALLON, MO 63368-7476

Mortgage

Document Number	0072980583
Date	May 19, 2020
Book Page	7298/583
Instrument	20200519000323380

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Spring Creek Ln was $2,275.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,275.00	$34,541	$181,793
2023		$30,148
2022			$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1203 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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