1101 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 1101 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2005
Lot Size	0.004 acres (183 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2025)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T072000243`

Property Details

APN / Parcel Number

Primary APN	`T072000243`
Alternative APN	`4-0036-A106-11-001B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	183 sqft (0.004 acres)
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000243
Street Address	1101 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7475
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #1 LOT 1B
Legal Subdivision	SPRINGHURST TERR #1
Legal Lot Number	1B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

1101 Spring Creek Ln, a condominium, is owned and occupied by an individual who bought it in July 2025.

Source: St. Charles County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1101 SPRING CREEK LN, O FALLON, MO 63368-7475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Personal Representative Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 22, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Feb 20, 2024 · Amount on File
Deed Document Number	202529212
Prior Transfer Date	Nov 24, 2009
Prior Transfer Doc	0000937330
Record Updated	Oct 29, 2026

February 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 20, 2024
Property Address	1101 SPRING CREEK LN, O FALLON, MO 63368-7475
Document Number	0000006440
Map Reference	MB 43 PG 210
Instrument Date	Feb 16, 2024
Instrument	2024R-006440
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 HAZEL AVE, SAINT LOUIS, MO 63119-4267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 SPRING CREEK LN, O FALLON, MO 63368-7475

Mortgage

Document Number	0000006441
Date	Feb 20, 2024
Instrument	2024R-006441

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.64%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	4.64%
Max Rate At Change	8.64%
Margin	4
Max Rate	12.6%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1101 SPRING CREEK LN, O FALLON, MO 63368-7475
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 SPRING CREEK LN, O FALLON, MO 63368-7475

Mortgage

Document Number	2021R066574
Date	Aug 9, 2021
Instrument	2021R-066574

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 22, 2019
Property Address	1101 SPRING CREEK LN, O FALLON, MO 63368-7475
Document Number	0070780240
Book / Page	7078 / 0240
Map Reference	MB 43 PG 210
Instrument Date	May 17, 2019
Instrument	20190522000246430
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 SPRING CREEK LN, 1101, O FALLON, MO 63368-7475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 SPRING CREEK LN, O FALLON, MO 63368-7475

Mortgage

Document Number	20190522000246440
Date	May 22, 2019
Instrument	20190522000246440

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1101 Spring Creek Ln was $2,275.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,541 (-)	$181,793 (-) Building $181,793
2025	$2,275.00	$34,541	$181,793
2023		$30,148
2022			$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1101 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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