Orange County property record for 11952 Waterstone Loop Dr, Windermere, FL 34786 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,212 sqft · built 2010 |
| Lot Size | 0.369 acres (16,074 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Dec 2017) |
| Tax Bill | $13,640 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-9009-00-860 |
| Primary APN | 24-23-27-9009-00-860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,212 sqft Living Area |
| Gross Area | 5,154 sqft |
| 1st Floor Area | 2,722 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 16,074 sqft (0.369 acres) |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 900 sqft |
| Patio Area | 234 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11952 WATERSTONE LOOP DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERSTONE 74/131 LOT 86 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | WATERSTONE |
| Legal Tract | 9009 |
| Legal Lot Number | 86 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 17115 |
Source: Orange County records · APN 24-23-27-9009-00-860
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11952 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC |
| Sep 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 26, 2017 | Warranty Deed, Transfer CITADEL SVCNG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2017 · Amount on Record |
| Deed Sale | Dec 26, 2017 · Amount on Record |
| Prior Sale | Feb 11, 2013 · Amount on Record |
| Deed Document Number | 2017695558 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 11952 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425 |
| Document Number | 0000239550 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026239550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 11952 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425 |
| Document Number | 0000239550, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026239550 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 27, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11952 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11952 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425 |
| Document Number | 0000525302 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 20250525302 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 26, 2017 |
| Property Address | 11952 WATERSTONE LOOP DR, WINDERMERE, FL 34786-5425 |
| Document Number | 0000695558 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 695558 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2019 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,845.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12054 WATERSTONE LOOP DR WINDERMERE FL 347865427, WINDERMERE, FL 34786-5427 |
| Document Number | 695559 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 695559 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $871,379 (+2.7%) | $1,222,130 (-1.34%) Land $200,000 Building $1,022,130 | |
| 2025 | $13,640.00 (+3.59%) Homeowner's exemption | $848,470 (+5.99%) | $1,238,780 (+10.78%) Land $200,000 Building $1,038,780 |
| 2024 | $13,167.00 (+7.22%) | ||
| 2023 | $12,280.00 (+3.08%) Homeowner's exemption | $800,542 (+3%) | $1,118,221 (+23.84%) Land $200,000 Building $918,221 |
| 2022 | $11,913.00 Homeowner's exemption | $777,225 | $902,944 Land $200,000 Building $702,944 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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