1201 W Cowing Dr, Muncie, IN 47304 Property Records

Delaware County property record for 1201 W Cowing Dr, Muncie, IN 47304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,235 sqft · built 1928
Lot Size	0.375 acres (16,320 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Jul 2021)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-04-327-010.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-04-327-010.000-003`
Alternative APN	`1104327010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,235 sqft Living Area
1st Floor Area	1,283 sqft
Attic	Attic
Attic Area	1,904 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,320 sqft (0.375 acres)
Lot Dimensions	2,040 ft deep x 800 ft wide
Garage Area	192 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 04 327 010 000
Street Address	1201 W COWING DR
City	MUNCIE
State	IN
Zip	47304-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELING PARK ADD PT LOT 25 EX 776SF R/W
Legal Subdivision	WHEELING PARK ADD
Legal Lot Number	25
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1014
Census Tract	1000

Owner

Source: Delaware County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 W COWING DR, MUNCIE, IN 47304-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME BANK & TRUST CO
Nov 19, 2020	Warranty Deed, Transfer
Sep 2, 2020	Personal Representative Deed, Transfer
May 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	202110858
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	2008R12093
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jul 1, 2021
Property Address	1201 W COWING DR, MUNCIE, IN 47304-2320
Document Number	2021R10858
Map Reference	PB5PG28IN2016R02806
Instrument Date	Jun 21, 2021
Instrument	2021R10858
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 W COWING DR, MUNCIE, IN 47304-2320

Mortgage

Document Number	2021R10859
Date	Jul 1, 2021
Instrument	2021R10859

Lender

Name	HOME BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Nov 19, 2020
Property Address	1201 W COWING DR, MUNCIE, IN 47304-2320
Document Number	2020R16111
Map Reference	PB5PG28IN2016R15203
Instrument Date	Oct 1, 2020
Instrument	2020R16111
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 N HIGH ST, MUNCIE, IN 47305-1639

September 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DELAWARE IN
Recording Date	Sep 2, 2020
Property Address	1201 W COWING DR, MUNCIE, IN 47304-2320
Document Number	2020R11548
Map Reference	PB5PG28IN2016R02806
Instrument Date	Aug 28, 2020
Instrument	2020R11548
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 W COWING DR, MUNCIE, IN 47304-2320

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	May 31, 2018
Property Address	1201 W COWING DR, MUNCIE, IN 47304-2320
Document Number	2018R06679
Map Reference	PB 5 PG 28
Instrument Date	Mar 1, 2018
Instrument	2018R06679
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 N HIGH ST, MUNCIE, IN 47305-1639

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00 (+8.8%)	$127,000 (+19.25%) Land $14,300 Building $112,700	$127,000 (+19.25%) Land $14,300 Building $112,700
2024	$1,159.00 (-9.95%)
2023	$1,287.00 (+48.1%)	$106,500 (+37.42%) Land $14,300 Building $92,200	$106,500 (+37.42%) Land $14,300 Building $92,200
2022	$869.00 (+7.82%) Homeowner's exemption	$77,500 Land $14,300 Building $63,200	$77,500 Land $14,300 Building $63,200
2021	$806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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