1012 W Cowing Dr, Muncie, IN 47303 Property Records

Delaware County property record for 1012 W Cowing Dr, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,502 sqft · built 1953
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,902 (Jul 2023)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-11-04-330-011.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-04-330-011.000-003`
Alternative APN	`1104330011000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Basement Area	1,111 sqft
Unfinished Basement	1,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	1,250 ft deep x 800 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 04 330 011 000
Street Address	1012 W COWING DR
City	MUNCIE
State	IN
Zip	47303-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILMOR ADD LOT 26
Legal Subdivision	TILMOR ADD
Legal Lot Number	26
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3012
Census Tract	1100

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 W COWING DR, MUNCIE, IN 47303-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Jul 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Jan 21, 2011 · Amount on Record
Deed Document Number	20238648
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	1012 W COWING DR, MUNCIE, IN 47303-1726
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R08649
Date	Jul 11, 2023
Instrument	2023R08649

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jul 11, 2023
Property Address	1012 W COWING DR, MUNCIE, IN 47303-1726
Document Number	2023R08648
Instrument Date	Jul 6, 2023
Instrument	2023R08648
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 W COWING DR, MUNCIE, IN 47303-1726

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (+10.28%)	$159,800 (+18.02%) Land $18,400 Building $141,400	$159,800 (+18.02%) Land $18,400 Building $141,400
2024	$1,411.00 (-4.14%)
2023	$1,472.00 (+7.76%)	$135,400 (-0.95%) Land $18,400 Building $117,000	$135,400 (-0.95%) Land $18,400 Building $117,000
2022	$1,366.00 (+11.06%) Homeowner's exemption	$136,700 Land $18,400 Building $118,300	$136,700 Land $18,400 Building $118,300
2021	$1,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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