1008 W Cowing Dr, Muncie, IN 47303 Property Records

Delaware County property record for 1008 W Cowing Dr, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1953
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$94,400 (Jun 2017)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-04-330-012.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-04-330-012.000-003`
Alternative APN	`1104330012000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	1,250 ft deep x 800 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 04 330 012 000
Street Address	1008 W COWING DR
City	MUNCIE
State	IN
Zip	47303-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILMOR LOT 27
Legal Subdivision	TLIMOR ADD
Legal Lot Number	27
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3012
Census Tract	1100

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1008 W COWING DR, MUNCIE, IN 47303-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GVC MORTGAGE
Jun 6, 2017	Deed, Transfer
Jun 6, 2017	Deed, Transfer · FHA Mortgage GVC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20177161
Prior Transfer Date	Sep 2, 2009
Prior Transfer Doc	2009R19393
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	1008 W COWING DR, MUNCIE, IN 47303-1726
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R10442
Date	Jun 25, 2021
Instrument	2021R10442

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Jun 6, 2017
Property Address	1008 W COWING DR, MUNCIE, IN 47303-1726
Document Number	2017R07161
Map Reference	PB 6 PG 48
Instrument Date	May 30, 2017
Instrument	2017R07161
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 W COWING DR, MUNCIE, IN 47303-1726

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Jun 6, 2017
Property Address	1008 W COWING DR, MUNCIE, IN 47303-1726
Document Number	2017R07161
Map Reference	PB 6 PG 48
Instrument Date	May 30, 2017
Instrument	2017R07161
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 W COWING DR, MUNCIE, IN 47303-1726

Mortgage

Document Number	2017R07162
Date	Jun 6, 2017
Instrument	2017R07162

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 (+10.45%)	$154,800 (+18.17%) Land $18,400 Building $136,400	$154,800 (+18.17%) Land $18,400 Building $136,400
2024	$1,368.00 (-4.13%)
2023	$1,427.00 (+7.94%)	$131,000 (-0.91%) Land $18,400 Building $112,600	$131,000 (-0.91%) Land $18,400 Building $112,600
2022	$1,322.00 (+11.28%) Homeowner's exemption	$132,200 Land $18,400 Building $113,800	$132,200 Land $18,400 Building $113,800
2021	$1,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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