1200 Lost Oak Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1200 Lost Oak Rd, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,047 sqft · built 2006
Lot Size	0.287 acres (12,525 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Jan 2024)
Tax Bill	$9,838 (2023)
Deeds & Mortgages	Jan 2024 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-041-46`

Property Details

APN / Parcel Number

Primary APN	`213-041-46`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	6,047 sqft Heated Area
Gross Area	7,423 sqft
1st Floor Area	1,898 sqft
Upper Floors Area	2,275 sqft
Attic Area	498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	12,525 sqft (0.287 acres)
Garage Area	704 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	49 sqft
Porch	Porch
Porch Area	672 sqft
Deck Area	416 sqft
Patio Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-041-46
Street Address	1200 LOST OAK RD
City	CHARLOTTE
State	NC
Zip	28270-0899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L7 M44-614
Legal Subdivision	LOST TREE
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	3016

Owner

Source: Mecklenburg County records, as of February 7, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1200 LOST OAK RD, CHARLOTTE, NC 28270-0899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer SURE TITLE COMPANY LLC, SREC TITLE COMPANY LLC
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2024008423
Deed Book / Page	38608 / 779
Record Updated	Jun 7, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 31, 2024
Property Address	1200 LOST OAK RD, CHARLOTTE, NC 28270-0899
Document Number	0000008423
Book / Page	38608 / 779
Map Reference	MB 44 PG 614
Instrument Date	Jan 30, 2024
Instrument	2024008423
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	SURE TITLE COMPANY LLC, SREC TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7520 STONECROFT PARK DR, CHARLOTTE, NC 28226-5580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 LOST OAK RD, CHARLOTTE, NC 28270-0899

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1200 LOST OAK RD, CHARLOTTE, NC 28270-0899
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096967
Date	May 17, 2021
Book Page	36068/378
Instrument	2021096967

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 23, 2017
Property Address	1200 LOST OAK RD, CHARLOTTE, NC 28270-0899
Document Number	0000084067
Book / Page	31908 / 891
Map Reference	MB44 PG614
Instrument Date	Jun 21, 2017
Instrument	2017084067
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7112 DUMFRIES LN, 7112, CHAPEL HILL, NC 27514-7428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000084068
Date	Jun 23, 2017
Instrument	2017084068

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jun 2, 2043

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 9, 2017
Property Address	1200 LOST OAK RD, CHARLOTTE, NC 28270-0899
Document Number	0000002866
Book / Page	031485 / 000678
Instrument Date	Jan 5, 2017
Instrument	2866
Transaction Type	Transfer
Record Updated	Jan 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1200 LOST OAK RD CHARLOTTE NC 282700899, CHARLOTTE, NC 28270-0899

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,838.00	$1,019,500 Land $200,000 Building $819,500	$1,019,500 Land $200,000 Building $819,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

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