1137 Lost Oak Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 1137 Lost Oak Rd, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,187 sqft · built 2006
Lot Size	0.269 acres (11,720 sqft)
Owner	Individual Name on File
Last Sale	$701,000 (Jun 2019)
Tax Bill	$8,663 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-041-56`

Property Details

APN / Parcel Number

Primary APN	`213-041-56`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,187 sqft Heated Area
Gross Area	6,245 sqft
1st Floor Area	2,176 sqft
Upper Floors Area	2,524 sqft
Attic Area	487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	11,720 sqft (0.269 acres)
Garage Area	706 sqft
Porch	Porch
Porch Area	352 sqft
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-041-56
Street Address	1137 LOST OAK RD
City	CHARLOTTE
State	NC
Zip	28270-0898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L26 M44-614
Legal Subdivision	LOST TREE
Legal Lot Number	26
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	3016

Owner

1137 Lost Oak Rd is owned and occupied by an individual who acquired it in July 2019.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1137 LOST OAK RD, CHARLOTTE, NC 28270-0898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK
Jul 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Document Number	0000073493
Deed Book / Page	33587 / 736
Last Transfer Date	Jul 19, 2019
Transfer Doc	0000091278
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1137 LOST OAK RD, CHARLOTTE, NC 28270-0898
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163182
Date	Oct 5, 2020
Book Page	35141/792
Instrument	2020163182

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 19, 2019
Property Address	1137 LOST OAK RD, CHARLOTTE, NC 28270-0898
Document Number	0000091278
Book / Page	033680 / 000649
Instrument Date	Jul 17, 2019
Instrument	91278
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 LOST OAK RD CHARLOTTE NC 282700898, CHARLOTTE, NC 28270-0898

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 14, 2019
Property Address	1137 LOST OAK RD, CHARLOTTE, NC 28270-0898
Document Number	0000073493
Book / Page	33587 / 736
Map Reference	MB 44 PG 614
Instrument Date	Jun 12, 2019
Instrument	2019073493
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 EUCLID AVE, 1104, MOUNTAIN BRK, AL 35213-2609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 LOST OAK RD, CHARLOTTE, NC 28270-0898

Mortgage

Document Number	0000073494
Date	Jun 14, 2019
Instrument	2019073494

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1137 Lost Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1137 Lost Oak Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

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