Polk County property record for 1216 Hammock Shade Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,546 sqft · built 1987 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,000 (Apr 2017) |
| Tax Bill | $3,415 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161004-000210 |
| Primary APN | 24-27-08-161004-000210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,546 sqft Living Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 2,546 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 247 ft deep x 123 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 416 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1216 HAMMOCK SHADE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 21 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | OAKS OF LAKELAND THE |
| Legal Tract | 161004 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
1216 Hammock Shade Dr is owned and occupied by two individuals who bought it in April 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1216 HAMMOCK SHADE DR, LAKELAND, FL 33809-4653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 7, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Apr 28, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Prior Sale | Jan 22, 2016 · Amount on File |
| Deed Document Number | 201781227 |
| Deed Book / Page | 10131 / 1678 |
| Prior Transfer Date | Apr 17, 2007 |
| Prior Transfer Doc | 0000088524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1216 HAMMOCK SHADE DR, LAKELAND, FL 33809-4653 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1216 HAMMOCK SHADE DR, LAKELAND, FL 33809-4653 |
| Document Number | 0000262048 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 12436/28 |
| Instrument | 2022262048 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1216 HAMMOCK SHADE DR, LAKELAND, FL 33809-4653 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1216 HAMMOCK SHADE DR, LAKELAND, FL 33809-4653 |
| Document Number | 0000156207 |
|---|---|
| Date | Jul 7, 2025 |
| Book Page | 13611/1996 |
| Instrument | 2025156207 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1216 HAMMOCK SHADE DR, LAKELAND, FL 33809-4653 |
| Document Number | 0109231126 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1216 HAMMOCK SHADE DR LAKELAND FL 338094653, LAKELAND, FL 33809-4653 |
| Document Number | 0109231126 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 010923/001126 |
| Instrument | 159071 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 29, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 28, 2017 |
| Property Address | 1216 HAMMOCK SHADE DR, LAKELAND, FL 33809-4653 |
| Document Number | 0101311678 |
| Book / Page | 010131 / 001678 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 81227 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,792.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1216 HAMMOCK SHADE DR LAKELAND FL 338094653, LAKELAND, FL 33809-4653 |
| Document Number | 101311680 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 010131/001680 |
| Instrument | 81228 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2047 |
The 2025 property tax bill for 1216 Hammock Shade Dr was $3,415 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,620 (+2.7%) | $455,623 (+1.69%) Land $66,000 Building $389,623 | |
| 2025 | $3,415.00 Homeowner's exemption | $304,401 | $448,069 Land $66,000 Building $382,069 |
| 2023 | $3,518.00 (+3.38%) Homeowner's exemption | $264,779 (+3%) | $427,766 (+17.71%) Land $64,000 Building $363,766 |
| 2022 | $3,403.00 Homeowner's exemption | $257,067 | $363,413 Land $53,000 Building $310,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1216 Hammock Shade Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1216 Hammock Shade Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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