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  5. E Sandy Ridge Rd

1201 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 1201 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,107 sqft · built 1976
Lot Size9.28 acres (404,629 sqft)
Owner2 Individual Names on File
Last Sale$183,000 (Nov 2019)
Tax Bill$1,756 (2025)
Deeds & MortgagesSep 2019 Mortgage
Nov 2019 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN04-120-001A

Property Details

APN / Parcel Number

Primary APN04-120-001A

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,107 sqft Living Area
1st Floor Area1,107 sqft 1st Floor
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area404,629 sqft (9.28 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport
Garage Area567 sqft Garage
CarportCarport
Carport Area567 sqft Carport
Shed1 Shed
PorchSlab
Porch Area420 sqft Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1201 E SANDY RIDGE RD
CityMONROE
StateNC
Zip28112-7320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9.289 OPCO512
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group3
Census Block3022
Census Tract20901

Owner

Source: Union County records · APN 04-120-001A

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1205 E SANDY RIDGE RD, MONROE, NC 28112-7320
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2019Deed of Trust, Mortgage · ARM
LOCAL GOVERNMENT FCU
Nov 27, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Aug 30, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 30, 2019Warranty Deed, Transfer
ATTORNEY ONLY
May 03, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 06, 2019Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleAug 30, 2019 · Amount on Record
Deed Document Number201937344
Deed Book / Page7528 / 584
Prior Transfer DateSep 06, 2019
Prior Transfer Doc0007459101
Record UpdatedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1201 E SANDY RIDGE RD, MONROE, NC 28112-7320
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007457665
DateSep 05, 2019
Book Page7457/665
Instrument0026643
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
Change Frequency5 Years
Min Rate At Change2%
Index5-Year CMT
Max Rate6%

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 27, 2019
Property Address1201 E SANDY RIDGE RD, MONROE, NC 28112-7320
Document Number0007528584
Book / Page7528 / 584
Map ReferenceCAB O FILE 512
Instrument DateNov 26, 2019
Instrument0037344
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$366.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 T J DR, MONROE, NC 28112-7760

Mortgage

Document Number0000037345
DateNov 27, 2019
Instrument0037345
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 30, 2019
Property Address1201 E SANDY RIDGE RD, MONROE, NC 28112-7320
Document Number7453669
Book / Page007453 / 000669
Instrument DateAug 27, 2019
Instrument26036
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$40.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
InvestorPossibly a Property Investor

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 30, 2019
Property Address1201 E SANDY RIDGE RD, MONROE, NC 28112-7320
Document Number7453669
Book / Page007453 / 000669
Instrument DateAug 27, 2019
Instrument26036
Transaction TypeTransfer
Record UpdatedOct 01, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$40.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
InvestorPossibly a Property Investor

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUNION NC
Recording DateMay 03, 2019
Property Address1201 E SANDY RIDGE RD, MONROE, NC 28112-7320
Document Number7363206
Book / Page007363 / 000206
Instrument DateMay 02, 2019
Instrument11819
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 E SANDY RIDGE RD MONROE NC 281127320, MONROE, NC 28112-7320

September 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionUNION NC
Recording DateSep 06, 2019
Property Address1201 E SANDY RIDGE RD, MONROE, NC 28112-7320
Document Number7459101
Book / Page007459 / 000101
Instrument DateMay 02, 2019
Instrument26865
Record UpdatedSep 27, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 E SANDY RIDGE RD MONROE NC 281127320, MONROE, NC 28112-7320

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,756.00 (+37.51%)$367,400 (+79.04%) Land $164,900 Building $202,500$367,400 (+79.04%) Land $164,900 Building $202,500
2023$1,277.00$205,200 Land $73,200 Building $132,000$205,200 Land $73,200 Building $132,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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