1112 E Sandy Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 1112 E Sandy Ridge Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 2007
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Jan 2008)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-120-001K`

Property Details

APN / Parcel Number

Primary APN	`04-120-001K`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,525 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	66,211 sqft (1.52 acres)
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1112 E SANDY RIDGE RD
City	MONROE
State	NC
Zip	28112-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	8597-886 OPCK166
Legal Subdivision	1409900
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3025
Census Tract	20901

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1112 E SANDY RIDGE RD, MONROE, NC 28112-7319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Intrafamily Transfer, Transfer
Apr 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
May 16, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2008 · Amount on Record
Deed Sale	Jan 31, 2008 · Amount on Record
Deed Document Number	20083587
Deed Book / Page	4797 / 875
Last Transfer Date	Oct 12, 2022
Transfer Doc	0008597886
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Oct 27, 2022
Property Address	1112 E SANDY RIDGE RD, MONROE, NC 28112-7319
Document Number	0008597886
Book / Page	8597 / 886
Map Reference	CAB K FILE 166
Instrument Date	Oct 12, 2022
Instrument	36544
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1112 E SANDY RIDGE RD, 1112, MONROE, NC 28112-7319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 E SANDY RIDGE RD, MONROE, NC 28112-7319

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1112 E SANDY RIDGE RD, MONROE, NC 28112-7319
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 E SANDY RIDGE RD, MONROE, NC 28112-7319

Mortgage

Document Number	0008460328
Date	Apr 22, 2022
Book Page	8460/328
Instrument	14955

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1112 E SANDY RIDGE RD, MONROE, NC 28112-7319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6932833
Date	May 16, 2017
Book Page	6932/833
Instrument	0013519

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00 (+35.91%)	$401,500 (+77.03%) Land $47,300 Building $354,200	$401,500 (+77.03%) Land $47,300 Building $354,200
2023	$1,412.00	$226,800 Land $26,800 Building $200,000	$226,800 Land $26,800 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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