Union County property record for 1114 E Sandy Ridge Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,350 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $95,000 (2015) |
| Tax Bill | $1,524.00 (2025) |
| Primary APN | 04-120-001J |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,350 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular Style |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | 48 sqft Deck |
| Patio Area | 48 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 1114 E SANDY RIDGE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7319 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E SANDY RIDGE RD OPCI-370 |
| Jurisdiction | UNION NC |
| Minor Civil Division | BUFORD |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 20901 |
Source: Union County records · APN 04-120-001J
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1114 E SANDY RIDGE RD, MONROE, NC 28112-7319 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2015 · Amount on Record |
| Deed Sale | Sep 18, 2015 · Amount on Record |
| Deed Book / Page | 6531 / 255 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1114 E SANDY RIDGE RD, MONROE, NC 28112-7319 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008422511 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 8422/511 |
| Instrument | 9185 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1114 E SANDY RIDGE RD, MONROE, NC 28112-7319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|
| Document Number | 7720871 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 7720/871 |
| Instrument | 23952 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,524.00 (+11.73%) | $318,700 (+45.46%) Land $62,900 Building $255,800 | $318,700 (+45.46%) Land $62,900 Building $255,800 |
| 2023 | $1,364.00 | $219,100 Land $31,200 Building $187,900 | $219,100 Land $31,200 Building $187,900 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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