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1200 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1200 Lucerne Loop Rd NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,378 sqft · built 1970
Lot Size0.831 acres (36,203 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Feb 2026)
Tax Bill$1,335 (2025)
Deeds & MortgagesFeb 2026 Sale
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN26-28-02-522100-000400

Property Details

APN / Parcel Number

Primary APN26-28-02-522100-000400
Alternative APNs
  • 022826522100000400
  • 22826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,378 sqft Living Area
1st Floor Area1,378 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialStucco
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialOther
Lot Area36,203 sqft (0.831 acres)
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area1,280 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area1,482 sqft
Shed1 Shed
GazeboGazebo
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1200 LUCERNE LOOP RD NE
CityWINTER HAVEN
StateFL
Zip33881-9330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLUCERNE SHORES PB 39 PG 38 LOT 40 & BEG NW COR OF LOT 39 RUN NELY ALONG NLY LINE OF LOT 240 FT THENCE AT ANGLE OF 90 DEG TO ST 45 FT WLY TO BEG & LAND BETWEEN SAME & LAKE
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLUCERNE SHORES
Legal Tract522100
Legal Block2
Legal Lot Number39,40
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2035
Census Tract12804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1200 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9330
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2026Warranty Deed, Transfer
UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND
Aug 5, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2026 · Amount on Record
Deed SaleFeb 9, 2026 · Amount on Record
Deed Document Number202632308
Deed Book / Page13875 / 1625
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 9, 2026
Property Address1200 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9330
Document Number0000032308
Book / Page13875 / 1625
Map ReferenceMB 39 PG 38
Instrument DateFeb 5, 2026
Instrument2026032308
Transaction TypeTransfer
Record UpdatedMar 2, 2026
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

AmountAmount Recorded
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7204 SUMMIT PL, WINTER HAVEN, FL 33884-2765

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9330

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateAug 5, 2019
Property Address1200 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9330
Document Number0109290511
Book / Page010929 / 000511
Instrument DateJul 31, 2019
Instrument162976
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27452 CALLE ARROYO SAN JUAN CAPISTRANO CA 926752748, SAN JUAN CAPISTRANO, CA 92675-2748
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$406,183 (+177.84%) Land $70,052 Building $336,131$406,183 (+3.37%) Land $70,052 Building $336,131
2025$1,335.00 (-28.34%) Homeowner's exemption$146,191 (+5.99%)$392,942 (-2.42%) Land $70,052 Building $322,890
2023$1,863.00 (+3.67%) Homeowner's exemption$137,933 (+3%)$402,674 (+14.66%) Land $67,452 Building $335,222
2022$1,797.00 Homeowner's exemption$133,916$351,182 Land $72,044 Building $279,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2004–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Frontier, Verizon.

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