120 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 120 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,111 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Sep 2025)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0394B-021-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-021-000`
Alternative APNs	`0394B021` `11765`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,111 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11765
Street Address	120 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.23 AC LOT 21 OUT 394-7
Legal Subdivision	TIMBERLAKE
Legal Lot Number	21
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4007
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 WILLOW DR, GUYTON, GA 31312-5631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Book / Page	2993 / 909
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 8, 2025
Property Address	120 WILLOW DR, GUYTON, GA 31312-5631
Document Number	002993/909
Book / Page	2993 / 909
Instrument Date	Sep 5, 2025
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WILLOW DR, GUYTON, GA 31312-5631

Mortgage

Document Number	0002993911
Date	Sep 8, 2025
Instrument	2993/911

Lender

Name	FIRST COAST MORTGAGE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,605 (+2.54%) Land $22,800 Building $81,805	$261,513 (+2.54%) Land $57,000 Building $204,513
2025	$3,502.00 (+16.58%) Homeowner's exemption	$102,018 (+9.96%) Land $22,800 Building $79,218	$255,045 (+9.96%) Land $57,000 Building $198,045
2024	$3,004.00 (+25.27%)	$92,781 (+21.55%) Land $22,800 Building $69,981	$231,953 (+21.55%) Land $57,000 Building $174,953
2023	$2,398.00 (+9.45%)	$76,334 (+18.97%) Land $22,000 Building $54,334	$190,835 (+18.98%) Land $55,000 Building $135,835
2022	$2,191.00	$64,160 Land $17,040 Building $47,120	$160,399 Land $42,600 Building $117,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willow Dr

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