120 Westervelt Pl, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 120 Westervelt Pl, Cresskill, NJ 07626 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3,350 sqft · built 1960
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Tax Bill$20,947 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-00076-0000-00039

Property Details

APN / Parcel Number

Primary APN08-00076-0000-00039
Alternative APNs
  • 080007600039
  • 109500

Interior

Stories1 Story
Building Area3,350 sqft Living Area
1st Floor Area3,350 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialStucco
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number109500
Street Address120 WESTERVELT PL
CityCRESSKILL
StateNJ
Zip07626-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description70X150 4.1L L40
Legal SubdivisionCRESSKILL TERRACE
Legal Block76
Legal Lot Number39
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group1
Census Block1009
Census Tract8001

Owner

Source: Bergen County and Cresskill Borough records · APN 08-00076-0000-00039

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 WESTERVELT PL, CRESSKILL, NJ 07626-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Deed of Trust, Mortgage · Line of Credit
VISIONS FCU
Jan 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Sep 28, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 24, 1999
Transfer Doc0000120771
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address120 WESTERVELT PL, CRESSKILL, NJ 07626-1633
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 WESTERVELT PL, CRESSKILL, NJ 07626-1633

Mortgage

Document Number0045640189
DateFeb 01, 2022
Book Page4564/189
Instrument2022014283
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address120 WESTERVELT PL, CRESSKILL, NJ 07626-1633
Transaction TypeMortgage
Record UpdatedMar 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045230702
DateJan 06, 2022
Book Page4523/702
Instrument2022002322
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address120 WESTERVELT PL, CRESSKILL, NJ 07626-1633
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 WESTERVELT PL, CRESSKILL, NJ 07626-1633

Mortgage

Document Number0037320623
DateSep 28, 2020
Book Page3732/623
Instrument20-093386
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 10, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$971,700 (+5.25%) Land $508,400 Building $463,300$971,700 (+5.25%) Land $508,400 Building $463,300
2025$20,947.00 (+3.12%)$923,200 (+17.97%) Land $434,900 Building $488,300$923,200 (+17.97%) Land $434,900 Building $488,300
2024$20,313.00 (+16.09%)
2023$782,600 Land $369,900 Building $412,700$782,600 Land $369,900 Building $412,700
2022$17,498.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030080011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
13 of 14 on primary residences
Nearby Flood Claims3 (2021–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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