Bergen County and Cresskill Borough property record for 117 Westervelt Pl, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,920 sqft · built 1964 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Apr 2022) |
| Tax Bill | $13,802 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00075-0000-00001 |
| Primary APN | 08-00075-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 7,248 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Account Number | 102700 |
|---|---|
| Street Address | 117 WESTERVELT PL |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 50X145 3LT |
| Legal Block | 75 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 117 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2024 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Apr 5, 2022 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on Record |
| Deed Sale | Apr 5, 2022 · Amount on Record |
| Deed Document Number | 202239083 |
| Deed Book / Page | 4643 / 1285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 117 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 117 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Investor | Possibly a Property Investor |
| Document Number | 0053440298 |
|---|---|
| Date | Oct 15, 2024 |
| Book Page | 5344/298 |
| Instrument | 2024061740 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 5, 2022 |
| Property Address | 117 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Document Number | 0046431285 |
| Book / Page | 4643 / 1285 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022039083 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LAND QUEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,821.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 186 ELM ST, CRESSKILL, NJ 07626-1836 |
| Name | Verified Name |
|---|---|
| Address | 117 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Investor | Possibly a Property Investor |
| Document Number | 2022039084 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2022039084 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,100 (+13.45%) Land $456,300 Building $233,800 | $690,100 (+13.45%) Land $456,300 Building $233,800 | |
| 2025 | $13,802.00 (+3.81%) | $608,300 (+14.69%) Land $389,300 Building $219,000 | $608,300 (+14.69%) Land $389,300 Building $219,000 |
| 2024 | $13,296.00 (+15.3%) | ||
| 2023 | $530,400 Land $324,300 Building $206,100 | $530,400 Land $324,300 Building $206,100 | |
| 2022 | $11,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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