Bergen County and Cresskill Borough property record for 105 Westervelt Pl, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 3,918 sqft · built 2020 |
| Lot Size | 0.34 acres (14,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,340,000 (May 2021) |
| Tax Bill | $35,113 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00075-0000-00004 |
| Primary APN | 08-00075-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,918 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Lot Area | 14,802 sqft (0.34 acres) |
| Lot Dimensions | 148 ft deep x 100 ft wide |
| Account Number | 103100 |
|---|---|
| Street Address | 105 WESTERVELT PL |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 100X148 L5 |
| Legal Block | 75 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records · APN 08-00075-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 06, 2021 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2021 · Amount on Record |
| Deed Sale | May 06, 2021 · Amount on Record |
| Prior Sale | May 09, 2002 · Amount on Record |
| Deed Document Number | 202170555 |
| Deed Book / Page | 4125 / 829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 105 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 105 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Document Number | 0048481946 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 4848/1946 |
| Instrument | 2022104157 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 06, 2021 |
| Property Address | 105 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Document Number | 0041250829 |
| Book / Page | 4125 / 829 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021070555 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,089.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 WESTERVELT PL, 105, CRESSKILL, NJ 07626-1600 |
| Name | Verified Name |
|---|---|
| Address | 105 WESTERVELT PL, CRESSKILL, NJ 07626-1600 |
| Document Number | 2021070556 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 2021070556 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.37% |
| Index | 1-Year LIBOR |
| Max Rate | 7.37% |
Source: Bergen County and Cresskill Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,705,900 (+10.24%) Land $571,400 Building $1,134,500 | $1,705,900 (+10.24%) Land $571,400 Building $1,134,500 | |
| 2025 | $35,113.00 (+2.53%) | $1,547,500 (+8.83%) Land $489,900 Building $1,057,600 | $1,547,500 (+8.83%) Land $489,900 Building $1,057,600 |
| 2024 | $34,247.00 (+6.35%) | ||
| 2023 | $1,422,000 Land $424,900 Building $997,100 | $1,422,000 Land $424,900 Building $997,100 | |
| 2022 | $32,203.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 426 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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