120 Veracruz Dr, Laredo, TX 78045 Property Records

Webb County property record for 120 Veracruz Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,825 sqft · built 2009
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$302,500 (Aug 2021)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-67002-200`

Property Details

APN / Parcel Number

Primary APN	`989-67002-200`
Alternative APN	`397104`

Interior

Stories	2 Stories
Building Area	2,825 sqft Living Area
Gross Area	3,265 sqft
1st Floor Area	1,549 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	319 sqft

Location & Zoning

Street Address	120 VERACRUZ DR
City	LAREDO
State	TX
Zip	78045-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 2, LOT 20, PHASE 7
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	7
Legal Block	2
Legal Lot Number	20
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3002
Census Tract	1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 VERACRUZ DR, LAREDO, TX 78045-6646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit TEXAS STATE AFFORDABLE HSNG CORP
Aug 13, 2021	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING
Mar 21, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	20211438904
Deed Book / Page	5091 / 455
Prior Transfer Date	Feb 18, 2019
Prior Transfer Doc	004568/799
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	120 VERACRUZ DR, LAREDO, TX 78045-6646
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 VERACRUZ DR, LAREDO, TX 78045-6646

Mortgage

Document Number	5091/476
Date	Aug 13, 2021
Book Page	5091/476
Instrument	1438906

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 11, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 13, 2021
Property Address	120 VERACRUZ DR, LAREDO, TX 78045-6646
Document Number	5091/455
Book / Page	5091 / 455
Map Reference	VOL 28 PG 40-42
Instrument Date	Aug 11, 2021
Instrument	1438904
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 VERACRUZ DR, LAREDO, TX 78045-6646

Mortgage

Document Number	1438905
Date	Aug 13, 2021
Instrument	1438905

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Mar 21, 2019
Property Address	120 VERACRUZ DR, LAREDO, TX 78045-6646
Document Number	004568/799
Book / Page	4568 / 799
Instrument Date	Feb 18, 2019
Instrument	1355490
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 TYLER DR, 1640, FULLERTON, CA 92835-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 VERACRUZ DR, LAREDO, TX 78045-6646

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,635 (-0.65%) Land $101,640 Building $249,995	$351,635 (-0.65%) Land $101,640 Building $249,995
2025	$1,791.00 (+0.62%) Homeowner's exemption	$353,921 (+9.87%) Land $101,640 Building $252,281	$353,921 (+9.87%) Land $101,640 Building $252,281
2024	$1,780.00 (-13.13%)
2023		$322,115 Land $87,978 Building $234,137	$322,115 Land $87,978 Building $234,137
2022	$2,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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