119 Veracruz Dr, Laredo, TX 78045 Property Records

Webb County property record for 119 Veracruz Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,594 sqft · built 2011
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$423,272 (Mar 2022)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-67003-100`

Property Details

APN / Parcel Number

Primary APN	`989-67003-100`
Alternative APN	`397123`

Interior

Stories	2 Stories
Building Area	2,594 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,115 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	334 sqft
Porch	Open Porch
Porch Area	194 sqft
Patio Area	90 sqft
Balcony Area	90 sqft

Location & Zoning

Street Address	119 VERACRUZ DR
City	LAREDO
State	TX
Zip	78045-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 3, LOT 10, PHASE 7
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	7
Legal Block	3
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3003
Census Tract	1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 VERACRUZ DR, LAREDO, TX 78045-6646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Oct 9, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 12, 2018	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Mar 2, 2022
Deed Document Number	20221463085
Deed Book / Page	5243 / 264
Prior Transfer Date	Sep 6, 2018
Prior Transfer Doc	004477/731
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 30, 2022
Property Address	119 VERACRUZ DR, LAREDO, TX 78045-6646
Document Number	005243/264
Book / Page	5243 / 264
Map Reference	VOL 28 PG 40-42
Instrument Date	Mar 28, 2022
Instrument	1463085
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13580 GROUPE DR STE 400, 13580, WOODBRIDGE, VA 22192-4166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 VERACRUZ DR, LAREDO, TX 78045-6646

Mortgage

Document Number	0001463086
Date	Mar 30, 2022
Instrument	1463086

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	119 VERACRUZ DR, LAREDO, TX 78045-6646
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4677/088
Date	Oct 9, 2019
Book Page	4677/088
Instrument	1374113

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 12, 2018
Property Address	119 VERACRUZ DR, LAREDO, TX 78045-6646
Document Number	004477/731
Book / Page	4477 / 731
Map Reference	VOL 28 PG 40-42
Instrument Date	Sep 6, 2018
Instrument	1339520
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 VERACRUZ DR, LAREDO, TX 78045-6646

Mortgage

Document Number	0001339521
Date	Sep 12, 2018
Instrument	1339521

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,172 (-0.64%) Land $101,640 Building $244,532	$346,172 (-0.64%) Land $101,640 Building $244,532
2025	$1,763.00 (-18.19%)	$348,385 (+10.47%) Land $101,640 Building $246,745	$348,385 (+10.47%) Land $101,640 Building $246,745
2024	$2,155.00 (+7.32%)
2023		$315,378 Land $87,978 Building $227,400	$315,378 Land $87,978 Building $227,400
2022	$2,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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