115 Veracruz Dr, Laredo, TX 78045 Property Records

Webb County property record for 115 Veracruz Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,034 sqft · built 2009
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on Record
Last Sale	$296,940 (Jun 2022)
Tax Bill	$1,571 (2022)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-67003-080`

Property Details

APN / Parcel Number

Primary APN	`989-67003-080`
Alternative APN	`397121`

Interior

Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,474 sqft
1st Floor Area	2,034 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	183 sqft

Location & Zoning

Street Address	115 VERACRUZ DR
City	LAREDO
State	TX
Zip	78045-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 3, LOT 8, PHASE 7
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	7
Legal Block	3
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3003
Census Tract	1726

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	115 VERACRUZ DR, LAREDO, TX 78045-6646
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Vendor's Lien, Transfer · VA Mortgage GATEWAY FIRST BANK
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	20221471088
Deed Book / Page	5295 / 114
Prior Transfer Date	Sep 26, 2014
Prior Transfer Doc	003682/171
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 21, 2022
Property Address	115 VERACRUZ DR, LAREDO, TX 78045-6646
Document Number	005295/114
Book / Page	5295 / 114
Map Reference	VOL 28 PG 40-42
Instrument Date	Jun 17, 2022
Instrument	1471088
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 VERACRUZ DR, LAREDO, TX 78045-6646

Mortgage

Document Number	0001471089
Date	Jun 21, 2022
Instrument	1471089

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	115 VERACRUZ DR, LAREDO, TX 78045-6646
Transaction Type	Mortgage
Record Updated	Jan 4, 2021
Title Company	TT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4924/784
Date	Dec 21, 2020
Book Page	4924/784
Instrument	1413833

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,748 (-0.59%) Land $101,640 Building $192,108	$293,748 (-0.59%) Land $101,640 Building $192,108
2025		$295,505 (+10.67%) Land $101,640 Building $193,865	$295,505 (+10.67%) Land $101,640 Building $193,865
2023		$267,010 Land $87,978 Building $179,032	$267,010 Land $87,978 Building $179,032
2022	$1,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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