120 Stetzer St, Elburn, IL 60119 Property Records

Kane County property record for 120 Stetzer St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	built 1968
Lot Size	0.277 acres (12,049 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2021)
Tax Bill	$6,188 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-06-428-015`

Property Details

APN / Parcel Number

Primary APN	`11-06-428-015`

Exterior

Year Built	Built 1968
Lot Area	12,049 sqft (0.277 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	120 STETZER ST
City	ELBURN
State	IL
Zip	60119-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SOUTH 75 FT OF THE WEST 1/2 OF LOT 8 IN BLK 22 OF WILLIS AND SWAINS ADD
Legal Subdivision	WILLIS AND SWAINS ADD
Legal Block	22
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1055
Census Tract	854507

Owner

120 Stetzer St is owned and occupied by two individuals who bought it in October 2021.

Source: Kane County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 STETZER ST, ELBURN, IL 60119-8314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Nov 10, 1997 · Amount on File
Deed Document Number	202174766
Prior Transfer Date	May 29, 2003
Prior Transfer Doc	0000108928
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 4, 2021
Property Address	120 STETZER ST, ELBURN, IL 60119-8314
Document Number	0000074766
Instrument Date	Aug 19, 2021
Instrument	2021K074766
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 STETZER ST, ELBURN, IL 60119-8314

Mortgage

Document Number	0000074767
Date	Oct 4, 2021
Instrument	2021K074767

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 120 Stetzer St was $6,188 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,188.00 Homeowner's exemption	$85,849 (+8.89%) Land $12,775 Building $73,074	$257,650 (+8.89%) Land $38,340 Building $219,310
2024		$78,840 Land $11,732 Building $67,108	$236,615 Land $35,210 Building $201,405
2022	$4,791.00 (+3.63%) Homeowner's exemption	$57,184 (+4.48%) Land $9,717 Building $47,467	$171,552 (+4.48%) Land $29,151 Building $142,401
2021	$4,623.00 Homeowner's exemption	$54,732 Land $9,300 Building $45,432	$164,196 Land $27,900 Building $136,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Stetzer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Stetzer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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