425 Stetzer St, Elburn, IL 60119 Property Records

Kane County property record for 425 Stetzer St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Apr 2016)
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-06-457-004`

Property Details

APN / Parcel Number

Primary APN	`11-06-457-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,360 sqft Living Area
Gross Area	1,530 sqft
Basement Area	1,360 sqft

Exterior

Exterior Material	Metal
Lot Area	8,125 sqft (0.187 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	425 STETZER ST
City	ELBURN
State	IL
Zip	60119-8330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLUMBINE SQUARE LITTLE BEAR ADD. - LOT 7
Legal Subdivision	COLUMBINE SQUARE LITTLE BEAR ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1057
Census Tract	854507

Owner

425 Stetzer St is owned and occupied by two individuals who bought it in April 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 STETZER ST, ELBURN, IL 60119-8330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2016 · Amount on File
Deed Sale	Apr 4, 2016 · Amount on File
Prior Sale	Jul 17, 2008 · Amount on File
Deed Document Number	201615722
Prior Transfer Date	Jan 23, 2002
Prior Transfer Doc	0000014470
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	425 STETZER ST, ELBURN, IL 60119-8330
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AF TITLE COMPANY, FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043679
Date	Jun 8, 2021
Instrument	2021K043679

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Apr 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	425 STETZER ST, ELBURN, IL 60119-8330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021630
Date	Apr 30, 2020
Instrument	2020K021630

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 425 Stetzer St was $7,516 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,516.00 Homeowner's exemption	$102,550 (+8.89%) Land $10,367 Building $92,183	$307,773 (+8.89%) Land $31,113 Building $276,660
2024		$94,178 Land $9,521 Building $84,657	$282,647 Land $28,574 Building $254,073
2022	$6,139.00 (+3.51%) Homeowner's exemption	$71,586 (+4.48%) Land $7,886 Building $63,700	$214,758 (+4.48%) Land $23,658 Building $191,100
2021	$5,931.00 Homeowner's exemption	$68,517 Land $7,548 Building $60,969	$205,551 Land $22,644 Building $182,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Stetzer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 Stetzer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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