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433 Stetzer St, Elburn, IL 60119 Property Records

Kane County property record for 433 Stetzer St, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,404 sqft · built 1983
Lot Size0.373 acres (16,250 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (May 2014)
Tax Bill$8,690 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-06-457-011

Property Details

APN / Parcel Number

Primary APN11-06-457-011

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
Basement Area1,404 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Lot Area16,250 sqft (0.373 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address433 STETZER ST
CityELBURN
StateIL
Zip60119-8330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMODEL RESIDENCE
Legal SubdivisionCOLUMBINE SQUARE LITTLE BEAR A
Legal Block1
Legal Lot Number8 & 9
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group1
Census Block1057
Census Tract854507

Owner

433 Stetzer St is owned and occupied by two individuals who bought it in May 2014.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address433 STETZER ST, ELBURN, IL 60119-8330
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2014 · Amount on File
Deed SaleMay 16, 2014 · Amount on File
Prior SaleJan 28, 2009 · Amount on File
Deed Document Number201423350
Prior Transfer DateMar 14, 1995
Prior Transfer Doc0000018552
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address433 STETZER ST, ELBURN, IL 60119-8330
Document Number0000040287
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address433 STETZER ST ELBURN IL 601198330, ELBURN, IL 60119-8330

Mortgage

Document Number0000040287
DateJul 24, 2020
Instrument40287
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 23, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 433 Stetzer St was $8,690 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,690.00 Homeowner's exemption$117,323 (+8.89%) Land $19,025 Building $98,298$352,110 (+8.89%) Land $57,098 Building $295,012
2024$107,745 Land $17,472 Building $90,273$323,364 Land $52,437 Building $270,927
2022$7,226.00 (+3.45%) Homeowner's exemption$83,192 (+4.48%) Land $14,472 Building $68,720$249,576 (+4.48%) Land $43,416 Building $206,160
2021$6,985.00 Homeowner's exemption$79,624 Land $13,851 Building $65,773$238,872 Land $41,553 Building $197,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Stetzer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 Stetzer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBURN
serves 6,559 people · EPA ID IL0890300
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
Watch TV
Fixed Wireless		100 / 20

May also be available: Verizon, Xfinity.

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