St. Johns County property record for 120 Spanish Marsh Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,946 sqft · built 2023 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,250 (Oct 2020) |
| Tax Bill | $15,240 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072082-0020 |
| Primary APN | 072082-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,946 sqft Living Area |
| Gross Area | 4,163 sqft |
| 1st Floor Area | 2,147 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 827 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 SPANISH MARSH DR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32095-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 44/78-79 COURTYARD VILLAS OF MONTEREY LOT 2 OR5069/1703 & 5569/171 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 56 |
| Legal Subdivision | COURTYARD VILLAS OF MONTEREY |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2022 | Correction Deed · Construction Mortgage REGIONS BANK |
| Oct 13, 2020 | Warranty Deed, Transfer SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV |
| Feb 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Jul 12, 2012 · Amount on Record |
| Deed Document Number | 202090449 |
| Deed Book / Page | 5069 / 1703 |
| Last Transfer Date | May 27, 2022 |
| Transfer Doc | 0055690171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 1, 2022 |
| Property Address | 120 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Number | 0055690171 |
| Book / Page | 5569 / 171 |
| Map Reference | MB 44 PG 78&79 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022054784 |
| Record Updated | Feb 12, 2024 |
| Title Company | SHEFFIELD & BOATRIGHT TTL SV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4513 GILLMOSS LN, LEXINGTON, KY 40509-2157 |
| Name | Verified Name |
|---|---|
| Address | 4513 GILLMOSS LN, LEXINGTON, KY 40509-2157 |
| Document Number | 0055690173 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 5569/173 |
| Instrument | 2022054785 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 13, 2020 |
| Property Address | 120 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Number | 0050691703 |
| Book / Page | 005069 / 001703 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 90449 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4513 GILLMOSS LN LEXINGTON KY 405092157, LEXINGTON, KY 40509-2157 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 5, 2020 |
| Property Address | 120 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7405 |
| Document Number | 0048771918 |
| Book / Page | 004877 / 001918 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 9233 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 200 S COMMON LN ST AUGUSTINE FL 320956820, ST AUGUSTINE, FL 32095-6820 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $904,639 (+16.29%) Land $215,000 Building $689,639 | $904,639 (+16.29%) Land $215,000 Building $689,639 | |
| 2025 | $15,240.00 (+6.84%) | $777,941 (-3.23%) | $777,941 (-3.23%) Land $215,000 Building $562,941 |
| 2024 | $14,264.00 (+148.63%) | $803,877 (+599.02%) | $803,877 (+599.02%) Land $155,000 Building $648,877 |
| 2023 | $5,737.00 (+7.11%) | $115,000 (+14.09%) | $115,000 (+14.09%) Land $115,000 |
| 2022 | $5,356.00 | $100,800 | $100,800 Land $100,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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