St. Johns County property record for 129 Spanish Marsh Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,288 sqft · built 2016 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jul 2016) |
| Tax Bill | $11,909 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072082-0210 |
| Primary APN | 072082-0210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,288 sqft Living Area |
| Gross Area | 5,027 sqft |
| 1st Floor Area | 2,045 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 739 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 416 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 478 sqft |
| Patio Area | 1,229 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 129 SPANISH MARSH DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/12-14 COURTYARD VILLAS OF MONTEREY PHASE 2 LOT 21 OR4226/1681 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 56 |
| Legal Subdivision | COURTYARD VILLAS OF MONTEREY PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FLORIDA CU |
| May 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FLORIDA CU |
| Jan 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Dec 23, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on Record |
| Deed Sale | Jul 20, 2016 · Amount on Record |
| Deed Document Number | 201646514 |
| Deed Book / Page | 4226 / 1681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Document Number | 0063040833 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 6304/833 |
| Instrument | 2026012006 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Document Number | 0051790436 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 5179/436 |
| Instrument | 2021016460 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Investor | Possibly a Property Investor |
| Document Number | 0053410823 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 5341/823 |
| Instrument | 2021089017 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Document Number | 0055560748 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 5556/748 |
| Instrument | 2022048071 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 3, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | NOT AVAILABLE, PATCH REEF TITLE |
| Name | Verified Name |
|---|---|
| Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Investor | Possibly a Property Investor |
| Document Number | 0056881640 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 5688/1640 |
| Instrument | 2023000315 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048540947 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 4854/0947 |
| Instrument | 2019096197 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Document Number | 0046861177 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | VYSTAR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 SPANISH MARSH DR ST AUGUSTINE FL 320957403, ST AUGUSTINE, FL 32095-7403 |
| Document Number | 0046861177 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 004686/001177 |
| Instrument | 13648 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 129 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7403 |
| Document Number | 0044361973 |
| Book / Page | 004436 / 001973 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 129 SPANISH MARSH DR ST AUGUSTINE FL 320957403, ST AUGUSTINE, FL 32095-7403 |
| Document Number | 0044361973 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 004436/001973 |
| Instrument | 64224 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 21, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $584,661 (+2.7%) | $1,008,564 (-1.69%) Land $235,000 Building $773,564 | |
| 2025 | $11,909.00 (+8%) Homeowner's exemption | $569,290 (+2.9%) | $1,025,914 (-2.98%) Land $235,000 Building $790,914 |
| 2024 | $11,027.00 (+2.54%) Homeowner's exemption | $553,246 (+3.3%) | $1,057,372 (+7.82%) Land $160,000 Building $897,372 |
| 2023 | $10,754.00 (+1.56%) Homeowner's exemption | $535,594 (+3%) | $980,694 (+17.12%) Land $130,000 Building $850,694 |
| 2022 | $10,589.00 Homeowner's exemption | $519,994 | $837,341 Land $100,800 Building $736,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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