St. Johns County property record for 109 Spanish Marsh Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,124 sqft · built 2024 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Company Name on Record |
| Last Sale | $19,500 (Jul 2012) |
| Tax Bill | $17,249 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072082-0120 |
| Primary APN | 072082-0120 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,124 sqft Living Area |
| Gross Area | 4,789 sqft |
| 1st Floor Area | 2,321 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 665 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 SPANISH MARSH DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 44/78-79 COURTYARD VILLAS OF MONTEREY LOT 12 OR5788/1241 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 56 |
| Legal Subdivision | COURTYARD VILLAS OF MONTEREY |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 109 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7402 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Line of Credit BUILDER FINANCE INC |
| Jul 7, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 14, 2020 | Warranty Deed, Transfer SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV |
| Feb 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2012 · Amount on Record |
| Deed Sale | Jul 12, 2012 · Amount on Record |
| Prior Sale | Jan 4, 2005 · Amount on Record |
| Deed Document Number | 201239491 |
| Deed Book / Page | 3586 / 515 |
| Last Transfer Date | Feb 5, 2020 |
| Transfer Doc | 0048771912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 455 LA TRAVESIA FLORA 201, 201, SAINT AUGUSTINE, FL 32095-8863 |
| Document Number | 0057970641 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 5797/641 |
| Instrument | 2023057752 |
| Name | BUILDER FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | May 20, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 7, 2023 |
| Property Address | 109 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7402 |
| Document Number | 0057881241 |
| Book / Page | 5788 / 1241 |
| Map Reference | MB 44 PG 78&79 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 2023053131 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 455 LA TRAVESIA FLORA UNIT 201, 201, SAINT AUGUSTINE, FL 32095-8863 |
| Name | Verified Name |
|---|---|
| Address | 455 LA TRAVESIA FLORA UNIT 201, 201, SAINT AUGUSTINE, FL 32095-8863 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 14, 2020 |
| Property Address | 109 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7402 |
| Document Number | 0050401927 |
| Book / Page | 005040 / 001927 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 77966 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2020 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV |
| Amount | Amount Recorded |
|---|---|
| Tax | $531.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 TEAL CT EAST WINDSOR NJ 085202635, EAST WINDSOR, NJ 08520-2635 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 5, 2020 |
| Property Address | 109 SPANISH MARSH DR, SAINT AUGUSTINE, FL 32095-7402 |
| Document Number | 0048771912 |
| Book / Page | 004877 / 001912 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 9231 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 200 S COMMON LN ST AUGUSTINE FL 320956820, ST AUGUSTINE, FL 32095-6820 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $934,836 (-1.69%) Land $215,000 Building $719,836 | $934,836 (-1.69%) Land $215,000 Building $719,836 | |
| 2025 | $17,249.00 (+164.31%) | $950,888 (+726.86%) | $950,888 (+726.86%) Land $215,000 Building $735,888 |
| 2024 | $6,526.00 (+21.96%) | ||
| 2023 | $5,351.00 (+2.2%) | $115,000 (+14.09%) | $115,000 (+14.09%) Land $115,000 |
| 2022 | $5,236.00 | $100,800 | $100,800 Land $100,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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