104 S Lester St, Capac, MI 48014 Property Records

St. Clair County property record for 104 S Lester St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 480 sqft · built 1930
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$92,500 (Dec 2024)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0083-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0083-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	104 S LESTER ST
City	CAPAC
State	MI
Zip	48014-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 61 EXC S 4' SUPERVISOR JOHN BOWER'S PLAT OF THE VILLAGE OF CAPAC ACCORDING TO THE PLAT RECORDED IN LIBERT 53 OF PLATS PGS
Legal Subdivision	SUPERVISOR JOHN BOWERS PLAT
Legal Lot Number	61
Legal Unit	61
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	2
Census Block	2022
Census Tract	657100

Owner

104 S Lester St is owned by two individuals who bought it in December 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 E MILL ST, CAPAC, MI 48014-3158
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Document Number	202421548
Deed Book / Page	5771 / 538
Prior Transfer Date	Apr 25, 2017
Prior Transfer Doc	004856/073
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2022
Property Address	104 S LESTER ST, CAPAC, MI 48014-3710
Document Number	0005578853
Book / Page	5578 / 853
Map Reference	LB 53 PG 6
Instrument Date	Sep 30, 2022
Instrument	2022025657
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 S LESTER ST, 106, CAPAC, MI 48014-3710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 28 MILE RD, ROCHESTER, MI 48306-2011

Mortgage

Document Number	0005579936
Date	Nov 21, 2022
Book Page	5579/936
Instrument	2022025902

Lender

Name	NATIONAL MORTGAGE HOME LOANS LLC
Type	Mortgage Company
Address	TROY, MI 48085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 104 S Lester St was $2,037, up 76.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,900 (+12.36%)	$101,800
2025	$2,037.00 (+76.36%) Homeowner's exemption	$45,300
2024	$1,155.00		$90,600
2023		$40,500
2022	$518.00		$81,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 S Lester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 S Lester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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