120 Rose Dr, Florence, CO 81226 Property Records

Fremont County property record for 120 Rose Dr, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,572 sqft · built 2019
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R040404`

Property Details

APN / Parcel Number

Primary APN	`R040404`
Alternative APN	`99927409`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,362 sqft
1st Floor Area	1,572 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R040404
Street Address	120 ROSE DR
City	FLORENCE
State	CO
Zip	81226-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLK 2 LAST MILE ESTATES FIL II REF FROM 730-80-002
Legal Subdivision	LAST MILE ESTATES
Legal Block	2
Legal Lot Number	22
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2001
Census Tract	978200

Owner

120 Rose Dr is owned and occupied by two individuals.

Source: Fremont County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 ROSE DR, FLORENCE, CO 81226-9478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 6, 2018	Trustee's Deed, Construction Loan · Line of Credit 5STAR BANK
Jun 12, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 29, 2019
Property Address	120 ROSE DR, FLORENCE, CO 81226-9478
Document Number	0000977155
Instrument Date	Aug 28, 2019
Instrument	977155
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 ROSE DR, FLORENCE, CO 81226-9478

Mortgage

Document Number	0000977156
Date	Aug 29, 2019
Instrument	977156

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 6, 2018
Property Address	120 ROSE DR, FLORENCE, CO 81226-9478
Instrument Date	Aug 3, 2018
Instrument	964455
Transaction Type	Construction Loan
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 WINTERS DR COLORADO SPRINGS CO 809075221, COLORADO SPRINGS, CO 80907-5221

Mortgage

Document Number	0000964455
Date	Aug 6, 2018
Instrument	964455

Lender

Name	5STAR BANK
Address	104 S CASCADE AVE # 102, COLORADO SPRINGS, CO 80903-5101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 5, 2019

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 12, 2018
Property Address	120 ROSE DR, FLORENCE, CO 81226-9478
Document Number	0000962632
Instrument Date	Jun 11, 2018
Instrument	962632
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$27.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 WINTERS DR COLORADO SPRINGS CO 809075221, COLORADO SPRINGS, CO 80907-5221
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 120 Rose Dr was $2,018, up 11.7% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00 (+11.74%)	$25,303 (-3.41%)	$404,852
2024	$1,806.00 (+1.63%)	$26,197 (+16.37%)
2023	$1,777.00 (+8.29%)	$22,512 (+9.11%)	$391,004 (+31.71%)
2022	$1,641.00	$20,633	$296,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Rose Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Rose Dr is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Visionary Broadband.

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