112 Rose Dr, Florence, CO 81226 Property Records

Fremont County property record for 112 Rose Dr, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,593 sqft · built 2020
Lot Size	0.225 acres (9,806 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R040408`

Property Details

APN / Parcel Number

Primary APN	`R040408`
Alternative APN	`99927413`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	2,361 sqft
1st Floor Area	1,593 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,806 sqft (0.225 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R040408
Street Address	112 ROSE DR
City	FLORENCE
State	CO
Zip	81226-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BLK 2 LAST MILE ESTATES FIL II REF FROM 730-80-002
Legal Subdivision	LAST MILE ESTATES
Legal Block	2
Legal Lot Number	26
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2001
Census Tract	978200

Owner

112 Rose Dr is owned and occupied by two individuals.

Source: Fremont County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 ROSE DR, FLORENCE, CO 81226-9478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage 5STAR BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC
Oct 29, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	112 ROSE DR, FLORENCE, CO 81226-9478
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000987725
Date	Jul 8, 2020
Instrument	987725

Lender

Name	5STAR BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80903

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Apr 10, 2021

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	112 ROSE DR, FLORENCE, CO 81226-9478
Document Number	0000992564
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ROSE DR FLORENCE CO 81226, FLORENCE, CO 81226

Mortgage

Document Number	0000992564
Date	Oct 29, 2020
Instrument	992564

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Oct 29, 2020
Property Address	112 ROSE DR, FLORENCE, CO 81226-9478
Document Number	0000992563
Instrument Date	Oct 23, 2020
Instrument	992563
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 ROSE DR, FLORENCE, CO 81226-9478

Mortgage

Document Number	0000992564
Date	Oct 29, 2020
Instrument	992564

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 112 Rose Dr was $2,001, up 11.7% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (+11.66%)	$25,094 (-3.58%)	$401,497
2024	$1,792.00 (+1.64%)	$26,026 (+16.5%)
2023	$1,763.00 (+4.75%)	$22,340 (+5.58%)	$388,445 (+27.58%)
2022	$1,683.00	$21,160	$304,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Rose Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Rose Dr is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Visionary Broadband.

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