114 Rose Dr, Florence, CO 81226 Property Records

Fremont County property record for 114 Rose Dr, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,656 sqft · built 2020
Lot Size	0.223 acres (9,720 sqft)
Owner	Individual Name on Record
Tax Bill	$2,092 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R040407`

Property Details

APN / Parcel Number

Primary APN	`R040407`
Alternative APN	`99927412`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,656 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,720 sqft (0.223 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R040407
Street Address	114 ROSE DR
City	FLORENCE
State	CO
Zip	81226-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLK 2 LAST MILE ESTATES FIL II REF FROM 730-80-002
Legal Subdivision	LAST MILE ESTATES
Legal Block	2
Legal Lot Number	25
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2001
Census Tract	978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 ROSE DR, FLORENCE, CO 81226-9478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC
Oct 21, 2020	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 8, 2020	Deed of Trust, Construction Loan · Construction Mortgage 5STAR BK
Jun 12, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	May 2, 2022
Property Address	114 ROSE DR, FLORENCE, CO 81226-9478
Document Number	0001015792
Instrument Date	Apr 28, 2022
Instrument	1015792
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 ROSE DR, FLORENCE, CO 81226-9478

Mortgage

Document Number	0001015793
Date	May 2, 2022
Instrument	1015793

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Oct 21, 2020
Property Address	114 ROSE DR, FLORENCE, CO 81226-9478
Document Number	0000992161
Instrument Date	Oct 15, 2020
Instrument	992161
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 ROSE DR, FLORENCE, CO 81226-9478

Mortgage

Document Number	0000992162
Date	Oct 21, 2020
Instrument	992162

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Recording Date	Jul 8, 2020
Property Address	114 ROSE DR, FLORENCE, CO 81226-9478
Document Number	0000987727
Instrument Date	Jul 8, 2020
Instrument	987727
Transaction Type	Construction Loan
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 WINTERS DR COLORADO SPRINGS CO 809075221, COLORADO SPRINGS, CO 80907-5221

Mortgage

Document Number	0000987727
Date	Jul 8, 2020
Instrument	987727

Lender

Name	5STAR BK
Address	COLORADO SPRINGS, CO 80903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 7, 2021

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 12, 2018
Property Address	114 ROSE DR, FLORENCE, CO 81226-9478
Document Number	0000962632
Instrument Date	Jun 11, 2018
Instrument	962632
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$27.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 WINTERS DR COLORADO SPRINGS CO 809075221, COLORADO SPRINGS, CO 80907-5221
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Florence City
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00 (+10.98%)	$26,235 (-3.51%)	$419,764 (+3.44%)
2024	$1,885.00 (+1.62%)	$27,188 (+15.68%)
2023	$1,855.00 (+9.05%)	$23,503 (+9.9%)	$405,789 (+31.88%)
2022	$1,701.00	$21,385	$307,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	4 (1999–2018)
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Visionary Broadband.

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