Ellis County property record for 116 Rocky Ridge Rd, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,763 sqft · built 1985 |
| Lot Size | 0.589 acres (25,657 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,480 (Jun 2025) |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R154722 |
| Primary APN | R154722 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,763 sqft Living Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 1,763 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,657 sqft (0.589 acres) |
| Lot Dimensions | 190 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 386 sqft |
| Storage Building | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 116 ROCKY RIDGE RD |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 8 SHADOWRIDGE #2 .589 AC |
| Legal Subdivision | SHADOWRIDGE #2 |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 60207 |
116 Rocky Ridge Rd is owned by an individual who bought it in June 2025.
Source: Ellis County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 932 WHITEWATER TRL, DESOTO, TX 75115-5443 |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on File |
| Deed Sale | Jun 16, 2025 · Amount on File |
| Prior Sale | Jun 5, 2009 · Amount on File |
| Deed Document Number | 202519567 |
| Prior Transfer Date | May 18, 2009 |
| Prior Transfer Doc | 0024810371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 21, 2026 |
| Property Address | 116 ROCKY RIDGE RD, RED OAK, TX 75154-5018 |
| Document Number | 0000026171 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 202626171 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 116 ROCKY RIDGE RD, RED OAK, TX 75154-5018 |
| Document Number | 0000026171, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202626171 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 116 Rocky Ridge Rd was $874, down 25.2% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,000 (+18.59%) Land $95,000 Building $235,000 | $330,000 (+5.47%) Land $95,000 Building $235,000 | |
| 2025 | $874.00 (-25.17%) | $278,263 | $312,893 Land $95,000 Building $217,893 |
| 2024 | $1,168.00 (+2.19%) | ||
| 2023 | $1,143.00 Homeowner's exemption Senior Citizen's exemption | $306,003 Land $75,000 Building $231,003 | $306,003 Land $75,000 Building $231,003 |
| 2018 | $2,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Rocky Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Rocky Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures