120 Rio Vista Cir, Durango, CO 81301 Property Records

La Plata County property record for 120 Rio Vista Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,807 sqft · built 1958
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Jul 2000)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-174-26-010`

Property Details

APN / Parcel Number

Primary APN	`5665-174-26-010`
Alternative APN	`R013496`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,807 sqft Living Area
Gross Area	2,119 sqft
1st Floor Area	1,495 sqft
Basement Area	312 sqft
Finished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Tri-Level
Lot Area	8,500 sqft (0.195 acres)
Garage Type	Attached
Garage Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R013496
Street Address	120 RIO VISTA CIR
City	DURANGO
State	CO
Zip	81301-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERVIEW PARK RESUB BLOCK: 3 LOT: 6 RIVERVIEW PK 2ND RESUB 120 RIO VISTA CIR DURANGO 81301
Legal Subdivision	RIVERVIEW PARK RESUB
Legal Block	3
Legal Lot Number	6
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3007
Census Tract	970800

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 RIO VISTA CIR, DURANGO, CO 81301-4344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2000 · Amount on Record
Deed Sale	Jul 26, 2000 · Amount on Record
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	120 RIO VISTA CIR, DURANGO, CO 81301-4344
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001186602
Date	Feb 8, 2021
Instrument	1186602

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	120 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001162070
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 RIO VISTA CIR DURANGO CO 813014344, DURANGO, CO 81301-4344

Mortgage

Document Number	0001162070
Date	Sep 24, 2019
Instrument	1162070

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	120 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001148388
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RIO VISTA CIR DURANGO CO 813014344, DURANGO, CO 81301-4344

Mortgage

Document Number	0001148388
Date	Sep 24, 2018
Instrument	1148388

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,200 (-2%) Land $17,150 Building $26,050	$705,320 (-) Land $280,000 Building $425,320
2025	$2,334.00 (+61.3%)	$44,080 (+22.38%) Land $17,500 Building $26,580	$705,320 (+31.19%) Land $280,000 Building $425,320
2023	$1,447.00 (+12.08%)	$36,020 (+13.45%) Land $12,840 Building $23,180	$537,640 (+17.69%) Land $191,640 Building $346,000
2022	$1,291.00	$31,750 Land $12,250 Building $19,500	$456,830 Land $176,250 Building $280,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon.

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