125 Rio Vista Cir, Durango, CO 81301 Property Records

La Plata County property record for 125 Rio Vista Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,355 sqft · built 1957
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (Sep 1993)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-174-23-011`

Property Details

APN / Parcel Number

Primary APN	`5665-174-23-011`
Alternative APN	`R004270`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,355 sqft Living Area
1st Floor Area	1,355 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	8,700 sqft (0.2 acres)
Porch	Unfinished Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R004270
Street Address	125 RIO VISTA CIR
City	DURANGO
State	CO
Zip	81301-4379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERVIEW PARK RESUB BLOCK: 2 LOT: 26 RIVERVIEW PARK 2ND RESUB 125 RIO VISTA CIR DURANGO 81301
Legal Subdivision	RIVERVIEW PARK RESUB
Legal Block	2
Legal Lot Number	26
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3008
Census Tract	970800

Owner

Source: La Plata County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 RIO VISTA CIR, DURANGO, CO 81301-4379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 1993 · Amount on Record
Deed Sale	Sep 17, 1993 · Amount on Record
Last Transfer Date	Feb 5, 2010
Transfer Doc	0000009940
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	125 RIO VISTA CIR, DURANGO, CO 81301-4379
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001236709
Date	Oct 9, 2024
Instrument	1236709

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 28, 2039

Interest

Rate Type	Adjustable Rate

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Apr 8, 2026
Property Address	125 RIO VISTA CIR, DURANGO, CO 81301-4379
Document Number	0001253000
Instrument Date	Apr 3, 2026
Instrument	20261253000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	125 RIO VISTA CIR, DURANGO, CO 81301-4379

Mortgage

Document Number	0001253000,
Date	Apr 8, 2026
Instrument	20261253000

Lender

Name	BANK OF COLORADO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 3, 2051

Interest

Rate	6%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	125 RIO VISTA CIR, DURANGO, CO 81301-4379
Document Number	0001162567
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 ROCKWOOD DR DURANGO CO 813017114, DURANGO, CO 81301-7114

Mortgage

Document Number	0001162567
Date	Oct 4, 2019
Instrument	1162567

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,230 (-2%) Land $17,150 Building $26,080	$705,820 (-) Land $280,000 Building $425,820
2025	$2,004.00 (+17.95%)	$44,110 (+22.6%) Land $17,500 Building $26,610	$705,820 (+31.42%) Land $280,000 Building $425,820
2024	$1,699.00 (+17.5%)
2023	$1,446.00 (+5.7%)	$35,980 (+6.89%) Land $12,840 Building $23,140	$537,060 (+10.88%) Land $191,630 Building $345,430
2022	$1,368.00	$33,660 Land $12,250 Building $21,410	$484,370 Land $176,250 Building $308,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon.

Nearby Properties on Rio Vista Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures