108 Rio Vista Cir, Durango, CO 81301 Property Records

La Plata County property record for 108 Rio Vista Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,267 sqft · built 1957
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,500 (Sep 2013)
Tax Bill	$3,451 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-174-26-017`

Property Details

APN / Parcel Number

Primary APN	`5665-174-26-017`
Alternative APN	`R001772`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,267 sqft Living Area
Gross Area	3,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Attached
Garage Area	253 sqft
Porch	Slab
Porch Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R001772
Street Address	108 RIO VISTA CIR
City	DURANGO
State	CO
Zip	81301-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERVIEW PARK RESUB BLOCK: 3 LOT: 9 RIVERVIEW PARK 2ND RESUB 108 RIO VISTA CIR DURANGO 81301
Legal Subdivision	RIVERVIEW PARK RESUB
Legal Block	3
Legal Lot Number	9
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3007
Census Tract	970800

Owner

Source: La Plata County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 RIO VISTA CIR, DURANGO, CO 81301-4344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Feb 26, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF COLORADO MONTROSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2013 · Amount on Record
Deed Sale	Sep 3, 2013 · Amount on Record
Deed Document Number	20131070941
Last Transfer Date	Aug 16, 2024
Transfer Doc	0001235205
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Jun 15, 2026
Property Address	108 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001255122
Instrument Date	Jun 8, 2026
Instrument	20261255122
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RIO VISTA CIR, DURANGO, CO 81301-4344

Mortgage

Document Number	0001255122,
Date	Jun 15, 2026
Instrument	20261255122

Lender

Name	BANK OF COLORADO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	108 RIO VISTA CIR, DURANGO, CO 81301-4344
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001188862
Date	Mar 18, 2021
Instrument	1188862

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 26, 2021
Property Address	108 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001187552
Instrument Date	Feb 25, 2021
Instrument	1187552
Transaction Type	Transfer
Record Updated	May 7, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 RIO VISTA CIR DURANGO CO 813014344, DURANGO, CO 81301-4344

Mortgage

Document Number	1187553
Date	Feb 26, 2021
Instrument	1187553

Lender

Name	BANK OF COLORADO MONTROSE
Address	DURANGO, CO 81301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2051

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,310 (+33.95%) Land $18,060 Building $69,250	$1,353,960 (+29.83%) Land $280,000 Building $1,073,960
2025	$3,451.00 (+52.43%)	$65,180 (+15.71%) Land $17,500 Building $47,680	$1,042,910 (+24.05%) Land $280,000 Building $762,910
2023	$2,264.00 (+17.98%)	$56,330 (+19.32%) Land $13,280 Building $43,050	$840,750 (+23.77%) Land $198,280 Building $642,470
2022	$1,919.00	$47,210 Land $12,250 Building $34,960	$679,270 Land $176,250 Building $503,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon.

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