120 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 120 Oceano, Irvine, CA 92602

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,920 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$1,195,500 (Jun 2021)
Tax Bill	$16,870 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`938-242-16`

Property Details

APN / Parcel Number

Primary APN	`938-242-16`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2021
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	120 OCEANO
City	IRVINE
State	CA
Zip	92602-1865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 18009 BLK LOT 14 UN 83 LOT 14 OF TRACT 18009 OF CONDO PROJECT 938-24
Legal Tract	18009
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5014
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 BRANDING IRON, IRVINE, CA 92602-1836
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD
Jun 10, 2021	Grant Deed, Transfer · Conventional Mortgage CTBC BANK CORP USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Jun 10, 2021
Deed Document Number	2021000386002
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 10, 2021
Property Address	120 OCEANO, IRVINE, CA 92602-1865
Document Number	0000386001
Map Reference	MB 973 PG 23-29
Instrument Date	May 25, 2021
Instrument	2021000386001
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 NEWPORT CENTER DR, NEWPORT BEACH, CA 92660-7010
Investor	Possibly a Property Investor

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 10, 2021
Property Address	120 OCEANO, IRVINE, CA 92602-1865
Document Number	0000386002
Map Reference	MB 973 PG 23-29
Instrument Date	May 25, 2021
Instrument	2021000386002
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BRANDING IRON, IRVINE, CA 92602-1836

Mortgage

Document Number	0000386003
Date	Jun 10, 2021
Instrument	2021000386003

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	1.02%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,870.00 (+3.55%)	$1,294,033 (+4.04%) Land $820,296 Building $473,737
2023	$16,292.00 (+1.6%)	$1,243,785 Land $788,442 Building $455,343
2022	$16,036.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, T-Mobile.

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