120 Oak Forest Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 120 Oak Forest Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	2,485 sqft · built 2003
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$429,000 (Jun 2019)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R60003100003790000`

Property Details

APN / Parcel Number

Primary APN	`R60003100003790000`
Alternative APN	`09071354`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,485 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	09071354
Old Parcel Number	R60003100003790000
Street Address	120 OAK FOREST RD
City	BLUFFTON
State	SC
Zip	29910-6149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 291 THE CRESCENT PH 9 PB89 PG175 PB90 PG52 *FKA AREA 7 THE CRESCENT TRACT II
Legal Subdivision	THE CRESCENT
Legal Phase	9
Legal Tract	2
Legal Lot Number	291
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2201

Owner

120 Oak Forest Rd is owned and occupied by an individual who bought it in June 2019.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	120 OAK FOREST RD, BLUFFTON, SC 29910-6149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NETWORK INC
Jun 24, 2019	Grant Deed, Transfer · Line of Credit MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Jul 1, 2003 · Amount on File
Deed Document Number	2019033227
Deed Book / Page	3770 / 3128
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	120 OAK FOREST RD, BLUFFTON, SC 29910-6149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044618
Date	Aug 13, 2020
Book Page	3896/1859
Instrument	2020044618

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 24, 2019
Property Address	120 OAK FOREST RD, BLUFFTON, SC 29910-6149
Document Number	0000033227
Book / Page	003770 / 003128
Instrument Date	Jun 19, 2019
Instrument	33227
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,587.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OAK FOREST RD BLUFFTON SC 299106149, BLUFFTON, SC 29910-6149

Mortgage

Document Number	33228
Date	Jun 24, 2019
Book Page	003770/003131
Instrument	33228

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 120 Oak Forest Rd was $2,501, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,501.00 (-0.08%)	$19,730 (-25.09%)
2024	$2,503.00	$26,340 (-) Land $3,800 Building $22,540	$658,500 (-) Land $95,000 Building $563,500
2023	$2,503.00 (+8.87%)	$26,340 (+53.5%) Land $3,800 Building $22,540	$658,500 (+53.5%) Land $95,000 Building $563,500
2022	$2,299.00	$17,160 Land $4,000 Building $13,160	$429,000 Land $100,000 Building $329,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Oak Forest Rd in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Oak Forest Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Spectrum, Verizon, Xfinity.

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