Bay County property record for 120 N Elevator Rd, Linwood, MI 48634
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,444 sqft · built 1988 |
| Lot Size | 7.6 acres (331,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,900 (Mar 1998) |
| Tax Bill | $3,884 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 040-035-400-060-01 |
| Primary APN | 040-035-400-060-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 3,444 sqft Living Area |
| 1st Floor Area | 3,444 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 331,056 sqft (7.6 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 N ELEVATOR RD |
|---|---|
| City | LINWOOD |
| State | MI |
| Zip | 48634-9469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | W 1100 FT OF S 321.75 FT OF S 1/2 OF N 1/2 OF SE 1/4. EX N 140 FT OF W 168 FT THRF. SEC.35,T16N,R4E 2-1-88 |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 286200 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 N ELEVATOR RD, LINWOOD, MI 48634-9469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 1998 · Amount on Record |
| Deed Sale | Mar 17, 1998 · Amount on Record |
| Deed Book / Page | 1514 / 287 |
| Last Transfer Date | Apr 20, 2012 |
| Transfer Doc | 0028740774 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 120 N ELEVATOR RD, LINWOOD, MI 48634-9469 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 120 N ELEVATOR RD, LINWOOD, MI 48634-9469 |
| Document Number | 202111939 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 202111939 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2031 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,884.00 (+197.17%) Homeowner's exemption | $173,700 (+4.51%) | $347,400 (+4.51%) |
| 2025 | $1,307.00 (-61.55%) Homeowner's exemption | $166,200 (+26.68%) | $332,400 (+26.68%) |
| 2023 | $131,200 | $262,400 | |
| 2022 | $3,399.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 16 (1983–2020) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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